<PAGE>
Page 1
Exhibit 99.5
MONTHLY CERTIFICATEHOLDERS' STATEMENT
CC MASTER CREDIT CARD TRUST II
(Formerly Chevy Chase Master Credit Card Trust II)
SERIES 1996-A
Pursuant to the Pooling and Servicing Agreement dated as of June 1, 1995
(the "Pooling and Servicing Agreement"), among First USA Bank, National
Association, (First USA"), as Transferor and Servicer, First USA, as Transferor,
and Bankers Trust Company, as trustee (the "Trustee"). First USA as Servicer is
required to prepare certain information each month regarding current
distributions to Series 1996-A Certificateholders and the performance of the CC
Master Credit Card Trust II (the "Trust") during the previous month. The
information that is required to be prepared with respect to the June 15, 2000,
Distribution Date (referred to herein as the "Distribution Date"), and with
respect to the performance of the Trust during the May, 2000, Monthly Period
(referred to herein as the Monthly Period") is set forth below. Certain of the
information is presented on the basis of an original principal amount of $1,000
per Series 1996-A Certificate (a "Certificate"). Certain other information is
presented based on the aggregate amounts for the Trust as a whole. Capitalized
terms used in this Monthly Statement have their respective meanings set forth in
the Pooling and Servicing Agreement.
A) Information Regarding Distributions to
the Class A Certificateholders, per
$1,000 original certificate principal amount.
(1) The total amount of the
distribution to Class A
Certificateholders, per $1,000
original certificate principal amount $ 5.7457639
(2) The amount of the distribution
set forth in paragraph 1 above in
respect of interest on the Class A
Certificates, per $1,000 original
certificate principal amount $ 5.7457639
(3) The amount of the distribution
set forth in paragraph 1 above in
respect of principal of the Class A
Certificates, per $1,000 original
certificate principal amount $ 0.0000000
<PAGE>
Page 2
B) Class A Investor Charge Offs and
Reimbursement of Charge Offs
(1) The amount of Class A Investor
Charge Offs $ 0.0000000
(2) The amount of Class A Investor
Charge Offs set forth in paragraph 1
above, per $1,000 original certificate
principal amount $ 0.0000000
(3) The total amount reimbursed in
respect of Class A Investor Charge Offs $ 0.0000000
(4) The amount set forth in paragraph
3 above, per $1,000 original
certificate principal amount $ 0.0000000
(5) The amount, if any, by which the
outstanding principal balance of the
Class A Certificates exceeds the Class
A Invested Amount after giving effect
to all transactions on such Distribution Date $ 0.0000000
C) Information Regarding Distributions to
the Class B Certificateholders, per
$1,000 original certificate principal amount.
(1) The total amount of the
distribution to Class B
Certificatedholders, per $1,000
original certificate principal amount $ 5.9395140
(2) The amount of the distribution
set forth in paragraph 1 above in
respect of interest on the Class B
Certificates, per $1,000 original
cerificate principal amount $ 5.9395140
(3) The amount of the distribution
set forth in paragraph 1 above in
respect of principal on the Class B
Certificates, per $1,000 original
cerificate principal amount $ 0.0000000
<PAGE>
Page 3
D) Class B Investor Charge Offs and
Reimbursement of Charge Offs
(1) The amount of Class B Investor
Charge Offs $ 0.0000000
(2) The amount of Class B Investor
Charge Offs set forth in paragraph 1
above, per $1,000 original certificate
principal amount $ 0.0000000
(3) The total amount reimbursed in
respect of Class B Investor Charge Offs $ 0.0000000
(4) The amount set forth in paragraph
3 above, per $1,000 original
certificate principal amount $ 0.0000000
(5) The amount, if any, by which the
outstanding principal balance of the
Class B Certificates exceeds the
Class B Invested Amount after giving effect
to all transactions on such
Distribution Date $ 0.0000000
First USA Bank, National Association,
as Servicer
By /s/ Tracie H. Klein
---------------------------------
Tracie H. Klein
First Vice President