PROSPECTUS SUPPLEMENT* November 20, 1999
IDS Life Flexible Portfolio Annuity
S-6161 F (4/99)
The following information supplements the information contained in
your prospectus:
If you purchase your annuity between November 20, 1999 and May 19, 2000,
you are eligible to participate in IDS Life's Special Credit program. To
participate, you must make total "net purchase payments" of at least $100,000 to
your new annuity at any time during the program period of November 20, 1999
through
May 19, 2000. "Net purchase payments" equal purchase payments you make minus any
"surrenders" before the date we apply the Special Credit amount to your annuity.
"Surrenders" include amounts you can surrender without a surrender charge, such
as earnings. "Net purchase payments" do not include amounts transferred,
exchanged or rolled over from other IDS Life annuities or life insurance
policies. The Special Credit amount is:
Total net purchase payments: Special Credit amount:
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$100,000 - $499,999 2% of total net purchase payments
- ------------------------------------------------------------------------------
$500,000 or more $10,000
We will apply the Special Credit amount to the fixed account of your annuity on
September 15, 2000 if your annuity is still in force. We will apply the Special
Credit amount even if death benefits become payable or you apply your annuity
contract value to an annuity payout plan on or before September 15, 2000. We
will send you a confirmation when we apply the Special Credit amount to your
annuity.
S-6161-30 D (11/99)
*Valid until next prospectus update
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