Prospectus Supplement*
May 17, 1999
IDS Life Flexible Portfolio Annuity
S-6161 F (4/99)
The following information supplements the information contained in your
prospectus:
If you purchase your annuity between May 17, 1999 and November 19, 1999, you are
eligible to participate in IDS Life's Special Credit program. To participate,
you must make total "net purchase payments" of at least $100,000 to your new
annuity at any time during the program period of May 17, 1999 through November
19, 1999. "Net purchase payments" equal purchase payments you make minus any
"surrenders" before the date we apply the Special Credit amount to your annuity.
"Surrenders" include amounts you can surrender without a surrender charge, such
as earnings. "Net purchase payments" do not include amounts transferred,
exchanged or rolled over from other IDS Life annuities or life insurance
policies.
The Special Credit amount is:
- -------------------------------- -----------------------------------------------
Total net purchase payments: Special Credit amount:
- -------------------------------- -----------------------------------------------
- -------------------------------- -----------------------------------------------
$100,000 - $499,999 2% of total net purchase payments
- -------------------------------- -----------------------------------------------
- -------------------------------- -----------------------------------------------
$500,000 or more $10,000
- -------------------------------- -----------------------------------------------
We will apply the Special Credit amount to the fixed account of your annuity on
May 12, 2000 if your annuity is still in force. We will apply the Special Credit
amount even if death benefits become payable or you apply your annuity contract
value to an annuity payout plan on or before May 12, 2000. We will send you a
confirmation when we apply the Special Credit amount to your annuity.
S-6161-30 C (5/99)
*Valid until 11/19/99
Destroy 11/20/99
