IDS LIFE VARIABLE ACCOUNT 10
497, 2000-09-15
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                        Supplement dated September 15, 2000*
                        to the Prospectus dated May 1, 2000
      of American Express Retirement Advisor Variable Annuity SM S-6467 C (5/00)


The  "Expense  Summary"  examples  on  pages  14-17 of the  prospectus  apply to
qualified annuities.












































S-6467- 51 A (9/00)
*Valid until April 30, 2001.





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