<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0001000235
<NAME> PATRIOT BANK CORP.
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1.000
<CASH> 3,280
<INT-BEARING-DEPOSITS> 11,869
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 86,460
<INVESTMENTS-CARRYING> 325,727
<INVESTMENTS-MARKET> 312,040
<LOANS> 684,276
<ALLOWANCE> (6,159)
<TOTAL-ASSETS> 1,176,420
<DEPOSITS> 647,333
<SHORT-TERM> 260,215
<LIABILITIES-OTHER> 8,576
<LONG-TERM> 209,189
0
0
<COMMON> 0
<OTHER-SE> 51,107
<TOTAL-LIABILITIES-AND-EQUITY> 1,176,420
<INTEREST-LOAN> 27,122
<INTEREST-INVEST> 14,392
<INTEREST-OTHER> 229
<INTEREST-TOTAL> 41,743
<INTEREST-DEPOSIT> 13,478
<INTEREST-EXPENSE> 29,543
<INTEREST-INCOME-NET> 12,200
<LOAN-LOSSES> 600
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 11,306
<INCOME-PRETAX> 3,581
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,794
<EPS-BASIC> .48
<EPS-DILUTED> .47
<YIELD-ACTUAL> 2.36
<LOANS-NON> 1,893
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,083
<CHARGE-OFFS> 585
<RECOVERIES> 61
<ALLOWANCE-CLOSE> 6,159
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 6,159
</TABLE>