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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0001000235
<NAME> PATRIOT BANK CORP.
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1,000
<CASH> 2,806
<INT-BEARING-DEPOSITS> 21,122
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 87,869
<INVESTMENTS-CARRYING> 312,323
<INVESTMENTS-MARKET> 301,805
<LOANS> 639,219
<ALLOWANCE> (5,991)
<TOTAL-ASSETS> 1,133,448
<DEPOSITS> 641,822
<SHORT-TERM> 145,471
<LIABILITIES-OTHER> 4,283
<LONG-TERM> 189,188
0
0
<COMMON> 0
<OTHER-SE> 52,684
<TOTAL-LIABILITIES-AND-EQUITY> 1,133,448
<INTEREST-LOAN> 41,596
<INTEREST-INVEST> 21,384
<INTEREST-OTHER> 293
<INTEREST-TOTAL> 63,273
<INTEREST-DEPOSIT> 22,056
<INTEREST-EXPENSE> 45,705
<INTEREST-INCOME-NET> 17,568
<LOAN-LOSSES> 825
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 17,210
<INCOME-PRETAX> 5,096
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,022
<EPS-BASIC> .69
<EPS-DILUTED> .68
<YIELD-ACTUAL> 2.28
<LOANS-NON> 2,656
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,083
<CHARGE-OFFS> 1,017
<RECOVERIES> 99
<ALLOWANCE-CLOSE> 5,991
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 5,991
</TABLE>
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