COLMENA CORP
SC 13D, 1998-10-14
SPORTING & ATHLETIC GOODS, NEC
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                                  UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                 SCHEDULE 13D

                   Under the Securities Exchange Act of 1934
                          (Amendment No.____________)*


                                 COLMENA CORP.
- --------------------------------------------------------------------------------
                                (Name of Issuer)


                                  COMMON STOCK
- --------------------------------------------------------------------------------
                         (Title of Class of Securities)


                                   195196100
- --------------------------------------------------------------------------------
                                 (CUSIP Number)

                                Jeffrey G. Klein
                               23123 State Road 7
                                   Suite 350B
                           Boca Raton, Florida 33428
                                 (561) 470-9010
- --------------------------------------------------------------------------------
                 (Name, Address and Telephone Number of Person
               Authorized to Receive Notices and Communications)


                                October 2, 1998
- --------------------------------------------------------------------------------
                      (Date of Event which Requires Filing
                               of this Statement)

If the filing person has previously  filed a statement of Schedule 13G to report
the  acquisition  which is the subject of the  Schedule  13D, and is filing this
schedule because of Rule 13d-1(b)(3) or (4), check the following box [ ].


                        (Continued on following page(s))



<PAGE>
CUSIP No. 195196100                 13D                   
- --------------------------------------------------------------------------------
   1   NAME OF REPORTING PERSON
       S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

       Blue-Lake Capital Corp.               650703836
       Jerrold Tucker A/C/F                  595782061
       Jerrold Tucker A/C/F                  593296018
       Michelle Tucker                       261968197
- --------------------------------------------------------------------------------
   2   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
                                                             (a)  [  ]
                                                             (b)  [x ]
- --------------------------------------------------------------------------------
   3   SEC USE ONLY

- --------------------------------------------------------------------------------
   4   SOURCE OF FUNDS*

       PF
- --------------------------------------------------------------------------------
   5   CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO 
       ITEMS 2(d) OR 2(e)                                         [  ]
     
       NA
- --------------------------------------------------------------------------------
   6   CITIZENSHIP OR PLACE OF ORGANIZATION

       All individuals are United States Citizens.  Blue Lake Capital Corp. is a
       Florida corporation.
- --------------------------------------------------------------------------------
   NUMBER OF      7    SOLE VOTING POWER
     SHARES            Blue-Lake Capital Corp.         106,000
                       Jerrold Tucker A/C/F            120,000 
                       Jerrold Tucker A/C/F            120,000 
                       Michelle Tucker                 250,000
  BENEFICIALLY    --------------------------------------------------------------
    OWNED BY      8    SHARED VOTING POWER
      EACH             There is no Shared voting power amongst the reporting
                       persons.
   REPORTING      --------------------------------------------------------------
     PERSON       9    SOLE DISPOSITIVE POWER
      WITH             Blue-Lake Capital Corp.         106,000
                       Jerrold Tucker A/C/F            120,000
                       Jerrold Tucker A/C/F            120,000
                       Michelle Tucker                 250,000
                  --------------------------------------------------------------
                  10   SHARED DISPOSITIVE POWER
                       There is no Shared dispositive power amongst the 
                       reporting persons.
- --------------------------------------------------------------------------------
  11   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

       Blue-Lake Capital Corp.         106,000
       Jerrold Tucker A/C/F            120,000
       Jerrold Tucker A/C/F            120,000
       Michelle Tucker                 250,000 
       -------------------------------------------------------------------------
  12   CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES*

                                                                      [  ]
- --------------------------------------------------------------------------------
  13   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

       Blue-Lake Capital Corp.         1.37%        
       Jerrold Tucker A/C/F            1.55%
       Jerrold Tucker A/C/F            1.55%
       Michelle Tucker                 3.24%
- --------------------------------------------------------------------------------
  14   TYPE OF REPORTING PERSON*

       Blue-Lake Capital Corp.         Corporation
       Jerrold Tucker A/C/F            Individual
       Jerrold Tucker A/C/F            Individual
       Michelle Tucker                 Individual
- --------------------------------------------------------------------------------
                     *SEE INSTRUCTIONS BEFORE FILLING OUT!


<PAGE>
                                  Schedule 13D


Item 1.  Security and Issuer

         Colmena Corp.
         Common Stock
         25100 Detroit Road
         Westlake, Ohio 44145

Item 2.  Identity and Background

         1.    (a)  Blue Lake Capital Corp.
               (b)  902 Clint Moore Road
                    Suite 136
                    Boca Raton, Florida 33487
                    EIN: 65-0703836
               (c)  Investment and consulting services
               (d)  Not Applicable
               (e)  Not Applicable
               (f)  A Florida corporation

          2.   (a)  Jerrold Tucker A/C/F Shayna Tucker
               (b)  902 Clint Moore Road
                    Suite 136
                    Boca Raton, Florida 33487
                    SSN: ###-##-####
               (c)  Businessman
               (d)  Not Applicable
               (e)  Not Applicable
               (f)  United States citizen

          3.   (a)  Jerrold Tucker A/C/F Montana Tucker 
               (b)  902 Clint Moore Road               
                    Suite 136                          
                    Boca Raton, Florida 33487          
                    SSN: ###-##-####                   
               (c)  Businessman                        
               (d)  Not Applicable                     
               (e)  Not Applicable                     
               (f)  United States citizen   

          4.   (a)  Michelle Tucker           
               (b)  902 Clint Moore Road               
                    Suite 136                          
                    Boca Raton, Florida 33487          
                    SSN: ###-##-####                   
               (c)  Businesswoman                        
               (d)  Not Applicable                     
               (e)  Not Applicable                     
               (f)  United States citizen 
             
Item 3.  Source and Amount of Funds or Other Consideration
<TABLE>
<CAPTION>

PURCHASER                AMOUNT PURCHASED         PURCHASED DATE      COST      SOURCE

<S>                      <C>                      <C>                <C>        <C>          
Blue Lake Capital*       100,000 common stock     4/20/98            $ 1,000    PF
Jerrold Tucker A/C/F     120,000 common stock     8/25/98             25,000    PF
     Shayna Tucker
Jerrold Tucker A/C/F     120,000 common stock     8/25/98             25,000    PF
     Montana Tucker
Blue Lake Capital*        10,000 common stock     4/20/98             60,010    PF
Michelle Tucker          250,000 common stock     10/2/98             50,000    PF
</TABLE>

     On July 8, 1998 Blue Lake Capital Corp. sold 1,500 shares for $7,393.25.
     On September 22, 1998 Blue Lake Capital Corp. sold 2,500 shares for 
       $2,493.41.

Item 4.  Purpose of Transaction

     As to each of the custodial accounts: Long term growth
     As to those shares owned by Blue Lake Capital and Michelle 
       Tucker: Speculative
<PAGE>
Item 5.  Interest in Securities of the Issuer

               As to Blue Lake Capital Corp.

     (a)  Number and Percentage of Shares of
          Common Stock Beneficially owned: 

               106,000 shares
               1.37%

     (b)  Sole Power to Vote or to Direct Vote:

               106,000 shares of common stock.  There is no shared voting power.

     (c)  See Item 3 above.

     (d)  Not Applicable

     (e)  Not Applicable

               As to Jerrold Tucker A/C/F Shayna Tucker

     (a)  Number and Percentage of Shares of
          Common Stock Beneficially owned: 

               120,000 shares
               1.55%

     (b)  Sole Power to Vote or to Direct Vote:

               120,000 shares of common stock.  There is no shared voting power.

     (c)  See Item 3 above.

     (d)  Not Applicable

     (e)  Not Applicable

               As to Jerrold Tucker A/C/F Montana Tucker

     (a)  Number and Percentage of Shares of
          Common Stock Beneficially owned: 

               120,000 shares
               1.55%

     (b)  Sole Power to Vote or to Direct Vote:

               120,000 shares of common stock.  There is no shared voting power.

     (c)  See Item 3 above.

     (d)  Not Applicable

     (e)  Not Applicable

               As to Michelle Tucker

     (a)  Number and Percentage of Shares of
          Common Stock Beneficially owned: 

               250,000 shares
               3.24%

     (b)  Sole Power to Vote or to Direct Vote:

               250,000 shares of common stock.  There is no shared voting power.

     (c)  See Item 3 above.

     (d)  Not Applicable

     (e)  Not Applicable
<PAGE>

Item 6.  Contracts, Arrangements,  Understandings or  Relationships with Respect
to Securities of the Issuer.

     None.


Item 7.  Material to be Filed as Exhibits

     None.




                                   Signature


     After  reasonable  inquiry and to the best of my  knowledge  and belief,  I
certify that the information  set forth in this statement is true,  complete and
correct.


Date:  October 12, 1998                      /s/ Jerrold Tucker
                                             -----------------------------------
                                             Jerrold Tucker A/C/F
                                                Shayna Tucker
                                             
                                             /s/ Jerrold Tucker
                                             -----------------------------------
                                             Jerrold Tucker A/C/F
                                                Montana Tucker

                                             /s/ Michelle Tucker
                                             -----------------------------------
                                             Michelle Tucker

                                             /s/ Michelle Tucker
                                             -----------------------------------
                                             Michelle Tucker, President
                                             Blue Lake Capital Corp.


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