UNITED STATES SEC FILE NUMBER
SECURITIES AND EXCHANGE COMMISSION 0-27036
Washington, D.C. 20549 ---------------
FORM 12b-25 CUSIP NUMBER
023161 10 2
NOTIFICATION OF LATE FILING ---------------
(Check One): Form 10-K Form 20-F Form 11-K X Form 10-Q Form N-SAR
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For Period Ended: June 30, 1998
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[ ] Transition Report on Form 10-K [ ] Transition Report on
Form 20-F [ ] Transition Report on Form 11-K [ ] Transition
Report on Form 10-Q [ ] Transition Report on Form N-SAR For
the Transition Period Ended:
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Read Instruction (on back page) Before Preparing Form. Please Print or Type.
NOTHING IN THIS FORM SHALL BE CONSTRUED TO IMPLY THAT THE COMMISSION HAS
VERIFIED ANY INFORMATION CONTAINED HEREIN.
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If the notification relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:
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PART I - REGISTRANT INFORMATION
AMBANC HOLDING CO., INC.
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Full Name of Registrant
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Former Name if Applicable
11 DIVISION STREET
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Address of Principal Executive Office (Street and Number)
AMSTERDAM, NEW YORK 12010-4303
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City, State and Zip Code
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PART II - RULES 12b-25(b) AND (c)
If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following should
be completed. (Check box if appropriate)
| (a) The reasons described in reasonable detail in Part III of this | form
could not be eliminated without unreasonable effort or | expense; | (b) The
subject annual report, semi-annual report, transition report | on Form 10-K,
Form 20-F, 11-K or Form N-SAR, or portion thereof,
X | will be filed on or before the fifteenth calendar day following -- | the
prescribed due date; or the subject quarterly report of
| transition report on Form 10-Q, or portion thereof will be filed | on or
before the fifth calendar day following the prescribed due | date; and | (c)
The accountant's statement or other exhibit required by Rule | 12b-25(c) has
been attached if applicable.
PART III - NARRATIVE
State below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q,
N-SAR, or the transition report or portion thereof, could not be filed within
the prescribed time period.
RESPONSE: The Registrant settled certain litigation matters during the
second week of August 1998, which required revisions to the
disclosure included in the Registrant's quarterly report on
Form 10-Q for the quarter ended June 30, 1998. These revisions
delayed the Registrant's filing of its Form 10-Q.
PART IV - OTHER INFORMATION
(1) Name and telephone number of person to contact in regard to this
notification
Harold A. Baylor, Jr. 518 842-7200
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(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under Section 13 or 15(d) of the
Securities and Exchange Act of 1934 or Section 30 of the Investment Company
Act of 1940 during the preceding 12 months or for such shorter period that
the registrant was required to file such report(s) been filed? If answer is
no, identify report(s).
X Yes No
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(3)Is it anticipated that any significant change in results of operations from
the corresponding period for the last fiscal year will be reflected
by the earnings statements to be included in the subject report or
portion thereof?
Yes X No
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Ifso, attach an explanation of the anticipated change, both narratively and
quantitatively, and, if appropriate, state the reasons why a reasonable
estimate of the results cannot be made.
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AMBANC HOLDING CO., INC.
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(Name of Registrant as Specified in Charter)
has caused this notification to be signed on its behalf by the undersigned
hereunto duly authorized.
Date August 17, 1998 By /s/ Harold A. Baylor, Jr.
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INSTRUCTION: The form may be signed by an executive officer of the registrant or
by any other duly authorized representative. The name and title of the person
signing the form shall be typed or printed beneath the signature. If the
statement is signed on behalf of the registrant by an authorized representative
(other than an executive officer), evidence of the representative's authority to
sign on behalf of the registrant shall be filed with the form.
ATTENTION
Intentional misstatements or omissions of fact constitute Federal Criminal
Violations (See 18 U.S.C. 1001).
