EXHIBIT H
JOINT FILING AGREEMENT
In accordance with Rule 13d-1(f) under the Securities Exchange Act of 1934,
as amended, the undersigned hereby agree to the joint filing with each other of
the attached statement on Schedule 13D and to all amendments to such statement
and that such Statement and all amendments to such statement is made on behalf
of each of them.
In addition the undersigned hereby appoints Lawrence B. Seidman as
attorney-in-fact for the undersigned with authority to execute and deliver on
behalf of the undersigned any and all documents (including any amendments
thereto) required to be filed by the undersigned or otherwise executed and
delivered by the undersigned pursuant to the Securities Exchange Act of 1934, as
amended, all other federal, state and local securities and corporation laws, and
all regulations promulgated thereunder.
IN WITNESS WHEREOF, the undersigned hereby execute this agreement on
August 21, 2000.
8/21/00 /ss/Lawrence B. Seidman
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Date Lawrence B. Seidman, Manager
Seidman and Associates, L.L.C.
8/21/00 /ss/Lawrence B. Seidman
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Date Lawrence B. Seidman, President
of the Corporate General Partner
Seidman Investment Partnership,L.P.
8/21/00 /ss/Lawrence B. Seidman
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Date Lawrence B. Seidman, President
of the Corporate General Partner
Seidman Investment Partnership II,
L.P.
8/21/00 /ss/Lawrence B. Seidman
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Date Lawrence B. Seidman, Individually
8/21/00 /ss/Lawrence B. Seidman
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Date Lawrence B. Seidman, Investment
Manager, Kerrimatt, L.P.
8/21/00 /ss/Lawrence B. Seidman
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Date Lawrence B. Seidman, Investment
Manager
Federal Holdings, L.L.C.
