AMERIPRIME FUNDS
497, 1999-11-12
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                                                                 OCTOBER 1, 1999

                              FLORIDA STREET FUNDS

                SUPPLEMENT TO PROSPECTUS DATED FEBRUARY 14, 1999

   UMB BANK, N.A. HAS ASSUMED THE ROLE OF CUSTODIAN FOR FLORIDA STREET FUNDS.

Effective  immediately,  the disclosure under the caption "INITIAL PURCHASE / By
Wire" on page 6 of the Funds'  prospectus dated February 14, 1999 is modified by
the following information:

INITIAL PURCHASE

     BY WIRE-You may also purchase shares of a Fund by wiring federal funds from
your bank, which may charge you a fee for doing so. If money is to be wired, you
must call the Transfer Agent at  800-890-5344  to set up your account and obtain
an  account  number.  You  should  be  prepared  at  that  time to  provide  the
information  on the  application.  Then,  you should  provide your bank with the
following information for purposes of wiring your investment:

     UMB Bank, N.A.
     ABA #1010-0069-5
     Attn: Florida Street Funds

     D.D.A. # 9870983834
     Account name:__________________________________ (write in shareholder name)
     For the Account #:_____________________________ (write in account number)

Effective  immediately,  the disclosure under the caption "Custodian" on page 29
of the Funds'  prospectus  dated  February 14, 1999 is modified by the following
information:

     UMB Bank, N.A.
     928 Grand Blvd.
     Kansas City, MO 64106



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