BARNETT BANKS INC
424B2, 1995-07-21
STATE COMMERCIAL BANKS
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                        REGISTRATION STATEMENT NO. 33-57597
                                 RULE 424(b)(2)

PRICING SUPPLEMENT NO. 3 DATED JULY 21, 1995
TO PROSPECTUS, DATED MARCH 3, 1995
PROSPECTUS SUPPLEMENT, DATED MARCH 16, 1995

                               BARNETT BANKS, INC.
                            MEDIUM-TERM NOTES, SERIES D
                                   (FIXED RATE)
                     DUE NINE MONTHS OR MORE FROM DATE OF ISSUE

PRINCIPAL AMOUNT: $100,000,000
INTEREST RATE: 5.79% (computed on the basis of a 360-day year based
on the actual number of days elapsed)
ORIGINAL ISSUE DATE: July 21, 1995
STATED MATURITY: July 22, 1996
NET PROCEEDS TO THE COMPANY: $99,990,000
CURRENCY UNIT: U.S. Dollars
INTEREST PAYMENT DATE: July 22, 1996
REGULAR RECORD DATE: The date 15 calendar days immediately
preceding the Interest Payment Date
REDEMPTION PRICE: N/A
REDEMPTION COMMENCEMENT DATE: N/A/


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NOTES:
/X/ Senior Notes     / / Subordinated Notes
- ------------------------------------------------------------


- ------------------------------------------------------------
FORM:
/X/ Book Entry            / / Certificated
- ------------------------------------------------------------

The aggregate principal amount of this offering is U.S. $100,000,000 and
relates only to Pricing Supplement No. 3. Securities, including Medium-Term
Notes, Series D, may be issued by the Company in the aggregate principal
amount of up to U.S. $1,000,000,000 or the equivalent in foreign currency
units. To date, including this offering, an aggregate of U.S. $250,000,000
or the equivalent in foreign currency or foreign currency units of
Medium-Term Notes, Series D, and all other Securities, have been issued.

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TYPE OF SALE:             IF PRINCIPAL TRANSACTION, REOFFERING AT:
/X/ As Agent                / / varying prices related to prevailing market
                                prices at the time of resale
/ / As Principal            / / fixed public offering price of __% of
                               Principal Amount

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                               GOLDMAN, SACHS & CO.

         THE NOTES OFFERED HEREBY ARE NOT INSURED BY THE FEDERAL DEPOSIT
              INSURANCE CORPORATION OR BY ANY OTHER GOVERNMENT AGENCY




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