SCHEDULE 14A
(Rule 14a-101)
INFORMATION REQUIRED IN PROXY STATEMENT
SCHEDULE 14A INFORMATION
Proxy Statement Pursuant To Section 14(a) of the Securities
Exchange Act of 1934 (Amendment No. __________)
FILED BY THE REGISTRANT [ X ]
FILED BY A PARTY OTHER THAN THE REGISTRANT [ ]
CHECK THE APPROPRIATE BOX:
[ ] PRELIMINARY PROXY STATEMENT [ ] CONFIDENTIAL, FOR USE OF THE
COMMISSION ONLY
[ ] DEFINITIVE PROXY STATEMENT (AS PERMITTED BY RULE 14A-6(E)(2))
[ X ] DEFINITIVE ADDITIONAL MATERIALS
[ ] SOLICITING MATERIAL PURSUANT TO RULE 14A-11(C) OR RULE 14A-12
HFNC FINANCIAL CORP.
------------------------------------------------
(NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
------------------------------------------------------------------------
(NAME OF PERSON(S) FILING PROXY STATEMENT, IF OTHER THAN THE REGISTRANT)
PAYMENT OF FILING FEE
(CHECK THE APPROPRIATE BOX): (PREVIOUSLY PAID BY WIRE TRANSFER)
[ ] $125 PER EXCHANGE ACT RULE 0-11(C)(1)(II), 14A-6(I)(1),
OR 14A-6(I)(2), OR ITEM 22(A)(2) OF SCHEDULE 14A.
[ ] $500 PER EACH PARTY TO THE CONTROVERSY PURSUANT TO EXCHANGE
ACT RULE 14A-6(I)(3).
[ ] FEE COMPUTED ON TABLE BELOW PER EXCHANGE ACT RULES
14A-6(I)(4) AND 0-11.
(1) Title of each class of securities which transaction applies:
(2) Aggregate number of securities to which transactions applies:
(3) Per unit price or other underlying value of transaction computed
pursuant to Exchange Act Rule 0-11 (Set forth the amount on which
the filing fee is calculated and state how it was determined):
(4) Proposed maximum aggregate value of transaction:
(5) Total fee paid:
FEE PAID PREVIOUSLY WITH PRELIMINARY MATERIALS.
[ ] Check box if any part of the fee is offset as provided by Exchange Act
Rule 0-11(a)(2) and identify the filing for which the offsetting fee
was paid previously. Identify the previous filing by registration
statement number, or the Form or Schedule and the date of its filing.
(1) Amount previously paid:
(2) Form, schedule or registration statement no.:
(3) Filing party:
(4) Date filed:
<PAGE>
[HFNC Letterhead]
December 12, 1996
Dear Stockholder:
On November 29, 1996, we mailed you proxy materials in connection with
our Special Meeting of Stockholders to be held Monday, December 30, 1996.
With those materials we enclosed a proxy card for you to complete.
According to our latest records, we have not received your proxy for
this meeting.
Your vote is important. We ask that you give the proxy material your
prompt attention. Please sign and return the enclosed proxy card in the
envelope provided so that your shares are represented at the meeting. The
Board of Directors unanimously recommends that you vote "FOR" each matter
to be considered.
Because there are sometimes delays in the mail deliveries, particularly
at this time of the year, please sign and return the enclosed proxy even if
you returned the original.
Thank you for your attention to this matter.
Very truly yours,
/s/ H. Joe King, Jr.
___________________
H. Joe King, Jr.
President and Chief Executive Officer
