<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE ANNUAL
REPORT ON FORM 10-QSB FOR THE QUARTER ENDED JUNE 30, 2000 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> MAR-31-2001
<PERIOD-END> JUN-30-2000
<CASH> 5,055
<INT-BEARING-DEPOSITS> 71
<FED-FUNDS-SOLD> 79
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 25,026
<INVESTMENTS-CARRYING> 25,026
<INVESTMENTS-MARKET> 25,026
<LOANS> 133,827
<ALLOWANCE> 1,336
<TOTAL-ASSETS> 179,335
<DEPOSITS> 134,089
<SHORT-TERM> 25,315
<LIABILITIES-OTHER> 975
<LONG-TERM> 0
0
0
<COMMON> 13
<OTHER-SE> 18,943
<TOTAL-LIABILITIES-AND-EQUITY> 179,335
<INTEREST-LOAN> 2,851
<INTEREST-INVEST> 456
<INTEREST-OTHER> 3
<INTEREST-TOTAL> 3,310
<INTEREST-DEPOSIT> 1,337
<INTEREST-EXPENSE> 1,700
<INTEREST-INCOME-NET> 1,661
<LOAN-LOSSES> 68
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,425
<INCOME-PRETAX> 372
<INCOME-PRE-EXTRAORDINARY> 283
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 283
<EPS-BASIC> .26
<EPS-DILUTED> .26
<YIELD-ACTUAL> 8.4
<LOANS-NON> 570
<LOANS-PAST> 1,237
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,289
<CHARGE-OFFS> 46
<RECOVERIES> 25
<ALLOWANCE-CLOSE> 1,336
<ALLOWANCE-DOMESTIC> 1,336
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 477
</TABLE>