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Previous: RIDGESTONE FINANCIAL SERVICES INC, 10QSB, 2000-08-14 |
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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF RIDGESTONE FINANCIAL SERVICES, INC.
AS OF AND FOR THE SIX MONTHS ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0001001791
<NAME> RIDGESTONE FINANCIAL SERVICES, INC.
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,069,834
<INT-BEARING-DEPOSITS> 237,551
<FED-FUNDS-SOLD> 4,057,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 61,552
<INVESTMENTS-CARRYING> 499,710
<INVESTMENTS-MARKET> 491,738
<LOANS> 55,593,871
<ALLOWANCE> 680,463
<TOTAL-ASSETS> 68,458,947
<DEPOSITS> 60,825,263
<SHORT-TERM> 0
<LIABILITIES-OTHER> 885,278
<LONG-TERM> 0
0
0
<COMMON> 8,417,117
<OTHER-SE> (1,612,034)
<TOTAL-LIABILITIES-AND-EQUITY> 68,458,947
<INTEREST-LOAN> 2,389,866
<INTEREST-INVEST> 40,556
<INTEREST-OTHER> 67,236
<INTEREST-TOTAL> 2,497,658
<INTEREST-DEPOSIT> 1,219,174
<INTEREST-EXPENSE> 1,219,174
<INTEREST-INCOME-NET> 1,278,484
<LOAN-LOSSES> 15,307
<SECURITIES-GAINS> (9,164)
<EXPENSE-OTHER> 1,272,597
<INCOME-PRETAX> 145,229
<INCOME-PRE-EXTRAORDINARY> 145,229
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 145,229
<EPS-BASIC> .12
<EPS-DILUTED> .12
<YIELD-ACTUAL> 8.73
<LOANS-NON> 16,866
<LOANS-PAST> 1,336,484
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 653,270
<CHARGE-OFFS> 15,307
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 680,463
<ALLOWANCE-DOMESTIC> 686,916
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> (6,453)
</TABLE>
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