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Previous: RIDGESTONE FINANCIAL SERVICES INC, 10QSB, 2000-11-14 |
Next: TIMEBEAT COM ENTERPRISES INC /, NT 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF RIDGESTONE FINANCIAL SERVICES, INC. AS OF
AND FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,853,725
<INT-BEARING-DEPOSITS> 239,457
<FED-FUNDS-SOLD> 9,841,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 59,177
<INVESTMENTS-CARRYING> 250,000
<INVESTMENTS-MARKET> 248,650
<LOANS> 53,944,386
<ALLOWANCE> 696,206
<TOTAL-ASSETS> 73,081,998
<DEPOSITS> 65,298,690
<SHORT-TERM> 0
<LIABILITIES-OTHER> 994,124
<LONG-TERM> 0
0
0
<COMMON> 8,417,117
<OTHER-SE> (1,568,882)
<TOTAL-LIABILITIES-AND-EQUITY> 73,081,998
<INTEREST-LOAN> 3,628,512
<INTEREST-INVEST> 49,263
<INTEREST-OTHER> 176,076
<INTEREST-TOTAL> 3,853,851
<INTEREST-DEPOSIT> 1,971,898
<INTEREST-EXPENSE> 1,971,898
<INTEREST-INCOME-NET> 1,881,953
<LOAN-LOSSES> 24,155
<SECURITIES-GAINS> 9,164
<EXPENSE-OTHER> 1,902,005
<INCOME-PRETAX> 202,448
<INCOME-PRE-EXTRAORDINARY> 202,448
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 202,448
<EPS-BASIC> .17
<EPS-DILUTED> .17
<YIELD-ACTUAL> 8.74
<LOANS-NON> 0
<LOANS-PAST> 2,186,682
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 653,270
<CHARGE-OFFS> 24,155
<RECOVERIES> 24,590
<ALLOWANCE-CLOSE> 696,206
<ALLOWANCE-DOMESTIC> 686,527
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 9,679
</TABLE>
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