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Previous: INTEVAC INC, 10-Q, 1996-05-14 |
Next: HART BREWING INC, 10-Q/A, 1996-05-14 |
<PAGE> 1
THIS IS A BOWNE TEST
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-START> JAN-01-1996
<PERIOD-END> MAR-31-1996
<EXCHANGE-RATE> 1
<CASH> 30,676
<INT-BEARING-DEPOSITS> 2,766
<FED-FUNDS-SOLD> 1,900
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 109,793
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 360,904
<ALLOWANCE> 4,630
<TOTAL-ASSETS> 529,544
<DEPOSITS> 454,435
<SHORT-TERM> 4,000
<LIABILITIES-OTHER> 4,775
<LONG-TERM> 12,373
0
0
<COMMON> 6,017
<OTHER-SE> 47,944
<TOTAL-LIABILITIES-AND-EQUITY> 529,544
<INTEREST-LOAN> 8,927
<INTEREST-INVEST> 1,668
<INTEREST-OTHER> 201
<INTEREST-TOTAL> 10,796
<INTEREST-DEPOSIT> 3,421
<INTEREST-EXPENSE> 3,662
<INTEREST-INCOME-NET> 7,134
<LOAN-LOSSES> 333
<SECURITIES-GAINS> (19)
<EXPENSE-OTHER> 6,157
<INCOME-PRETAX> 2,572
<INCOME-PRE-EXTRAORDINARY> 2,572
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,733
<EPS-PRIMARY> .36
<EPS-DILUTED> .36
<YIELD-ACTUAL> 6.36
<LOANS-NON> 2,226
<LOANS-PAST> 74
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,721
<CHARGE-OFFS> 526
<RECOVERIES> 102
<ALLOWANCE-CLOSE> 4,630
<ALLOWANCE-DOMESTIC> 4,630
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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