CITIZENS COMMUNITY BANCORP INC
10QSB, EX-27.0, 2000-11-08
STATE COMMERCIAL BANKS
Previous: CITIZENS COMMUNITY BANCORP INC, 10QSB, 2000-11-08
Next: FORTALEZA ASSET MANAGEMENT INC/, 13F-HR, 2000-11-08



<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from Form 10-QSB
for the period ended September 30, 2000 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           4,142
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 1,901
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      5,201
<INVESTMENTS-CARRYING>                          13,000
<INVESTMENTS-MARKET>                            12,667
<LOANS>                                        123,304
<ALLOWANCE>                                      1,266
<TOTAL-ASSETS>                                 154,418
<DEPOSITS>                                     123,742
<SHORT-TERM>                                    11,000
<LIABILITIES-OTHER>                              1,997
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                            34
<OTHER-SE>                                      17,645
<TOTAL-LIABILITIES-AND-EQUITY>                 154,418
<INTEREST-LOAN>                                  6,590
<INTEREST-INVEST>                                  807
<INTEREST-OTHER>                                   181
<INTEREST-TOTAL>                                 7,578
<INTEREST-DEPOSIT>                               3,245
<INTEREST-EXPENSE>                               3,390
<INTEREST-INCOME-NET>                            4,188
<LOAN-LOSSES>                                      465
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,857
<INCOME-PRETAX>                                  1,086
<INCOME-PRE-EXTRAORDINARY>                         675
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       675
<EPS-BASIC>                                        .19
<EPS-DILUTED>                                      .19
<YIELD-ACTUAL>                                    4.54
<LOANS-NON>                                        207
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   886
<CHARGE-OFFS>                                       85
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                1,266
<ALLOWANCE-DOMESTIC>                             1,266
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission