HORIZON FINANCIAL CORP
10-Q, EX-27, 2000-08-09
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Previous: HORIZON FINANCIAL CORP, 10-Q, 2000-08-09
Next: MERCURY ASSET MANAGEMENT INTERNATIONAL LTD/, 13F-HR, 2000-08-09



<TABLE> <S> <C>

<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          MAR-31-2001
<PERIOD-END>                               JUN-30-2000
<CASH>                                        10757040
<INT-BEARING-DEPOSITS>                         2617622
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                   81600435
<INVESTMENTS-CARRYING>                         8683378
<INVESTMENTS-MARKET>                           8589443
<LOANS>                                      587219906
<ALLOWANCE>                                    4767950
<TOTAL-ASSETS>                               720909915
<DEPOSITS>                                   569459716
<SHORT-TERM>                                     42850
<LIABILITIES-OTHER>                            9864377
<LONG-TERM>                                    2000000
                                0
                                          0
<COMMON>                                       8658991
<OTHER-SE>                                    88076831
<TOTAL-LIABILITIES-AND-EQUITY>               720909915
<INTEREST-LOAN>                               11847959
<INTEREST-INVEST>                              1637766
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                              13485725
<INTEREST-DEPOSIT>                             6814954
<INTEREST-EXPENSE>                             7568022
<INTEREST-INCOME-NET>                          5917703
<LOAN-LOSSES>                                    95000
<SECURITIES-GAINS>                               33193
<EXPENSE-OTHER>                                3364828
<INCOME-PRETAX>                                3173413
<INCOME-PRE-EXTRAORDINARY>                     3173413
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   2123867
<EPS-BASIC>                                       0.26
<EPS-DILUTED>                                     0.26
<YIELD-ACTUAL>                                    7.93
<LOANS-NON>                                     457622
<LOANS-PAST>                                    476383
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               4757152
<CHARGE-OFFS>                                    10275
<RECOVERIES>                                      4956
<ALLOWANCE-CLOSE>                              4767950
<ALLOWANCE-DOMESTIC>                           1210000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        3557950


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission