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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) May 1, 1997
First Union National Bank of Georgia
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(Exact name of registrant as specified in its charter)
on behalf of
First Union Master Credit Card Trust
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United States 33-98546 58-1051808
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(State or Other Jurisdiction of (Commission File Number) (IRS Employer
Incorporation) Identification Number)
999 Peachtree Street
Atlanta, Georgia 30309
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(Address of Principal Executive Office) (Zip Code)
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Registrant's telephone number, including area code (404) 827-7350
N/A
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(Former Name or Former Address, if Changed Since Last Report)
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INFORMATION TO BE INCLUDED IN THE REPORT
Item 1. Not Applicable.
Item 2. Not Applicable.
Item 3. Not Applicable.
Item 4. Not Applicable.
Item 5. Effective May 1, 1997 and until further notice First Union
National Bank of Georgia, as Transferor relating to the First
Union Master Credit Card Trust pursuant to Section 2.08 of the
Pooling and Servicing Agreement dated September 29, 1995, as
amended, has employed a Discount Option at a rate of three
percent (3%) of Principal Receivables arising in all of the
Accounts in the Trust.
Item 6. Not Applicable.
Item 7. Not Applicable.
Item 8. Not Applicable.
Item 9. Not Applicable.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, as amended, the registrant has duly caused this report to be signed on
their behalf by the undersigned hereunto duly authorized.
FIRST UNION NATIONAL BANK
OF GEORGIA, ON BEHALF OF
THE FIRST UNION MASTER
CREDIT CARD TRUST
By: /s/ James H. Gilbraith II
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Name: James H. Gilbraith II
Title: Vice President and
Managing Director
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