FORM 3
U.S. SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES
Filed pursuant to Section 16(a) of the Securities Exchange
Act of 1934, Section 17(a) of the Public Utility Holding Company
Act of 1935 or Section 30(f) of the Investment Company Act of 1940
1. Name and Address of Reporting Person
Cohen Jack R.
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(Last) (First) (Middle)
12750 High Bluff Drive, Suite 320
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(Street)
San Diego California 92130
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(City) (State) (Zip)
2. Date of Event Requiring
Statement (Month/Day/Year) 5/16/96
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3. IRS or Social Security Number of
Reporting Person (Voluntary)
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4. Issuer Name and Ticker or Trading Symbol
ACC Consumer Finance Corporation (ACCI)
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5. Relationship of Reporting Person to Issuer (Check all applicable)
..... Director ..... 10% Owner
..X.. Officer (give title below) ..... Other (specify below)
Vice President, Secretary
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6. If Amendment, Date of Original (Month/Day/Year)
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FORM 3 (continued)
<TABLE>
<CAPTION>
Table I -- Non-Derivative Securities Beneficially Owned
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1. Title of Security (Instr. 4) 2. Amount of 3. Ownership 4. Nature of Indirect Bene-
Securities Bene- Form: Direct (D) ficial Ownership (Instr. 5)
ficially Owned or Indirect (I)
(Instr. 4) (Instr. 5)
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<S> <C> <C> <C>
</TABLE>
FORM 3 (continued)<TABLE>
<CAPTION>
Table II -- Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities
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5. Owner-
2. Date 3. Title and Amount of 4. Con- ship Form
Exercisable and Securities Underlying version of Deriv-
Expiration Date Derivative Security or Exer- ative 6. Nature
(Month/Day/Year) (Instr. 4) cise Security: of Indi-
---------------- ---------------------- Price of Direct (D) rect Bene-
Date Expira- Amount or Deriva- or Indi- ficial
1. Title of Derivative Exer- tion Number of tive rect (I) Ownership
Security (Instr. 4) cisable Date Title Shares Security (Instr. 5) (Inst. 5)
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<S> <C> <C> <C> <C> <C> <C> <C>
Employee Stock Option * 11/15/05 Common Stock 15,000 ** D
(Right to Buy)
Explanation of Responses:
* Option to buy shares of Common Stock under the Issuer's 1995 Stock Option Plan, exercisable in
annual increments of 25% each, beginning on November 15, 1996, the first anniversary date of the
grant.
** Exercise price will equal the price at which the Company sells its common stock to the
underwriters in its initial public offering.
** Intentional misstatements or omissions of facts /s/ Jack R. Cohen 1/24/96
constitute Federal Criminal Violations. ----------------------------------- --------
See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a). ** Signature of Reporting Person Date
Note: File three copies of this Form, one of which must be manually signed. If space provided is
insufficient, See Instruction 6 for procedure.
</TABLE>