<PAGE> PAGE 1
000 B000000 12/31/96
000 C000000 0001002786
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 TRANSAMERICA VARIABLE INSURANCE FUND, INC.
001 B000000 811-9126
001 C000000 2137423131
002 A000000 1150 SOUTH OLIVE STREET
002 B000000 LOS ANGELES
002 C000000 CA
002 D010000 90015
003 000000 Y
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 1
007 C010100 1
007 C020100 GROWTH PORTFOLIO
007 C030100 N
007 C010200 2
007 C010300 3
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
008 A00AA01 TRANSAMERICA OCCIDENTAL LIFE INSURANCE CO.
008 B00AA01 A
008 C00AA01 801-8065
008 D01AA01 LOS ANGELES
008 D02AA01 CA
008 D03AA01 90015
008 A00AA02 TRANSAMERICA INVESTMENT SERVICES
008 B00AA02 S
008 C00AA02 801-7740
008 D01AA02 LOS ANGELES
008 D02AA02 CA
008 D03AA02 90015
010 A00AA01 STATE STREET BANK AND TRUST COMPANY
010 B00AA01 85-05003
010 C01AA01 BOSTON
010 C02AA01 MA
010 C03AA01 02209
<PAGE> PAGE 2
011 A00AA01 TRANSAMERICA SECURITIES SALES CORPORATION
011 B00AA01 8-35847
011 C01AA01 LOS ANGELES
011 C02AA01 CA
011 C03AA01 90015
013 A00AA01 ERNST & YOUNG LLP
013 B01AA01 LOS ANGELES
013 B02AA01 CA
013 B03AA01 90015
015 A00AA01 STATE STREET BANK AND TRUST COMPANY
015 B00AA01 C
015 C01AA01 BOSTON
015 C02AA01 MA
015 C03AA01 02209
015 E01AA01 X
018 00AA00 Y
019 A00AA00 N
019 B00AA00 0
020 A000001 MORGAN STANLEY
020 B000001 13-2655998
020 C000001 3
020 A000002 J.P. MORGAN
020 B000002 13-224018
020 C000002 2
020 A000003 INGELLE SNYDER
020 B000003 13-5158820
020 C000003 2
020 A000004 SMITH BARNEY SHEARSON
020 B000004 13-3371860
020 C000004 0
020 A000005 BAIRD CO
020 B000005 13-2766571
020 C000005 0
020 A000006 THE CHICAGO CORP
020 B000006 36-254996
020 C000006 0
020 A000007 VAN KASPER COMPANY
020 B000007 13-3680187
020 C000007 0
020 A000008 GOLDMAN SACHS
020 B000008 13-5108880
020 C000008 0
020 A000009 JEFFRIES & COMPANY
020 C000009 0
020 C000010 0
021 000000 7
022 A000001 STATE STREET BANK AND TRUST COMPANY
022 B000001 04-1867445
022 C000001 20405
022 D000001 0
022 A000002 MORGAN STANLEY COMPANY
<PAGE> PAGE 3
022 B000002 13-3224018
022 C000002 837
022 D000002 0
022 A000003 SMITH BARNEY SHEARSON
022 B000003 13-3371860
022 C000003 0
022 D000003 547
022 A000004 MONTGOMERY SECURITIES
022 B000004 94-1701676
022 C000004 328
022 D000004 0
022 A000005 CANTOR FITZGERALD COMPANY
022 C000005 0
022 D000005 209
022 A000006 GOLDMAN SACHS
022 B000006 13-5108880
022 C000006 0
022 D000006 117
022 C000007 0
022 D000007 0
022 C000008 0
022 D000008 0
022 C000009 0
022 D000009 0
022 C000010 0
022 D000010 0
023 C000000 21570
023 D000000 1192
024 00AA00 N
025 D00AA01 0
025 D00AA02 0
025 D00AA03 0
025 D00AA04 0
025 D00AA05 0
025 D00AA06 0
025 D00AA07 0
025 D00AA08 0
026 A000000 N
026 B000000 Y
026 C000000 Y
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
027 000000 Y
028 A01AA00 0
028 A02AA00 0
028 A03AA00 0
028 A04AA00 0
<PAGE> PAGE 4
028 B01AA00 0
028 B02AA00 0
028 B03AA00 0
028 B04AA00 0
028 C01AA00 0
028 C02AA00 0
028 C03AA00 0
028 C04AA00 0
028 D01AA00 0
028 D02AA00 0
028 D03AA00 0
028 D04AA00 0
028 E01AA00 3460
028 E02AA00 0
028 E03AA00 0
028 E04AA00 31926
028 F01AA00 9763
028 F02AA00 0
028 F03AA00 0
028 F04AA00 56459
028 G01AA00 13223
028 G02AA00 0
028 G03AA00 0
028 G04AA00 88385
028 H00AA00 0
029 00AA00 N
030 A00AA00 0
030 B00AA00 0.00
030 C00AA00 0.00
031 A00AA00 0
031 B00AA00 0
032 00AA00 0
033 00AA00 0
034 00AA00 N
035 00AA00 0
036 B00AA00 0
037 00AA00 N
038 00AA00 0
039 00AA00 N
040 00AA00 N
041 00AA00 N
042 A00AA00 0
042 B00AA00 0
042 C00AA00 0
042 D00AA00 0
042 E00AA00 0
042 F00AA00 0
042 G00AA00 0
042 H00AA00 0
043 00AA00 0
044 00AA00 0
<PAGE> PAGE 5
045 00AA00 Y
046 00AA00 N
047 00AA00 Y
048 00AA00 0.750
048 A01AA00 0
048 A02AA00 0.000
048 B01AA00 0
048 B02AA00 0.000
048 C01AA00 0
048 C02AA00 0.000
048 D01AA00 0
048 D02AA00 0.000
048 E01AA00 0
048 E02AA00 0.000
048 F01AA00 0
048 F02AA00 0.000
048 G01AA00 0
048 G02AA00 0.000
048 H01AA00 0
048 H02AA00 0.000
048 I01AA00 0
048 I02AA00 0.000
048 J01AA00 0
048 J02AA00 0.000
048 K01AA00 0
048 K02AA00 0.000
049 00AA00 N
050 00AA00 N
051 00AA00 N
052 00AA00 N
053 A00AA00 N
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 Y
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 Y
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 N
054 L00AA00 N
054 M00AA00 Y
054 N00AA00 N
054 O00AA00 Y
055 A00AA00 N
055 B00AA00 N
056 00AA00 N
057 00AA00 N
058 A00AA00 N
<PAGE> PAGE 6
059 00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061 00AA00 1000
062 A00AA00 N
062 B00AA00 0.0
062 C00AA00 0.0
062 D00AA00 0.0
062 E00AA00 0.0
062 F00AA00 0.0
062 G00AA00 0.0
062 H00AA00 0.0
062 I00AA00 0.0
062 J00AA00 0.0
062 K00AA00 0.0
062 L00AA00 0.0
062 M00AA00 0.0
062 N00AA00 0.0
062 O00AA00 0.0
062 P00AA00 0.0
062 Q00AA00 0.0
062 R00AA00 0.0
063 A00AA00 0
063 B00AA00 0.0
066 A00AA00 Y
066 D00AA00 Y
067 00AA00 N
068 A00AA00 N
068 B00AA00 N
069 00AA00 N
070 A01AA00 Y
070 A02AA00 Y
070 B01AA00 Y
070 B02AA00 N
070 C01AA00 Y
070 C02AA00 N
070 D01AA00 Y
070 D02AA00 N
070 E01AA00 N
070 E02AA00 N
070 F01AA00 N
070 F02AA00 N
070 G01AA00 N
070 G02AA00 N
070 H01AA00 N
070 H02AA00 N
070 I01AA00 N
070 I02AA00 N
070 J01AA00 Y
070 J02AA00 N
070 K01AA00 Y
<PAGE> PAGE 7
070 K02AA00 N
070 L01AA00 Y
070 L02AA00 N
070 M01AA00 N
070 M02AA00 N
070 N01AA00 Y
070 N02AA00 N
070 O01AA00 Y
070 O02AA00 N
070 P01AA00 N
070 P02AA00 N
070 Q01AA00 N
070 Q02AA00 N
070 R01AA00 Y
070 R02AA00 N
071 A00AA00 9518
071 B00AA00 9948
071 C00AA00 27528
071 D00AA00 38
072 A00AA00 12
072 B00AA00 33
072 C00AA00 133
072 D00AA00 0
072 E00AA00 0
072 F00AA00 352
072 G00AA00 3
072 H00AA00 0
072 I00AA00 0
072 J00AA00 4
072 K00AA00 0
072 L00AA00 2
072 M00AA00 0
072 N00AA00 0
072 O00AA00 0
072 P00AA00 0
072 Q00AA00 0
072 R00AA00 15
072 S00AA00 0
072 T00AA00 0
072 U00AA00 0
072 V00AA00 0
072 W00AA00 0
072 X00AA00 376
072 Y00AA00 19
072 Z00AA00 -191
072AA00AA00 3187
072BB00AA00 0
072CC01AA00 3968
072CC02AA00 0
072DD01AA00 0
072DD02AA00 0
<PAGE> PAGE 8
072EE00AA00 0
073 A01AA00 0.0000
073 A02AA00 0.0000
073 B00AA00 0.0000
073 C00AA00 0.0000
074 A00AA00 5
074 B00AA00 286
074 C00AA00 0
074 D00AA00 0
074 E00AA00 0
074 F00AA00 31852
074 G00AA00 0
074 H00AA00 0
074 I00AA00 0
074 J00AA00 152
074 K00AA00 0
074 L00AA00 27
074 M00AA00 0
074 N00AA00 32322
074 O00AA00 0
074 P00AA00 0
074 Q00AA00 0
074 R01AA00 0
074 R02AA00 0
074 R03AA00 0
074 R04AA00 84
074 S00AA00 0
074 T00AA00 32238
074 U01AA00 2949776
074 U02AA00 0
074 V01AA00 10.93
074 V02AA00 0.00
074 W00AA00 0.0000
074 X00AA00 1
074 Y00AA00 0
075 A00AA00 0
075 B00AA00 28165
076 00AA00 0.00
077 A000000 N
080 A00AA00 ICI MUTUAL INSURANCE COMPANY
080 C00AA00 5
081 A00AA00 Y
081 B00AA00 4
082 A00AA00 N
082 B00AA00 0
083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
<PAGE> PAGE 9
086 A010000 0
086 A020000 0
086 B010000 0
086 B020000 0
086 C010000 0
086 C020000 0
086 D010000 0
086 D020000 0
086 E010000 0
086 E020000 0
086 F010000 0
086 F020000 0
SIGNATURE JAMES B. ROSZAK
TITLE PRESIDENT
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001002786
<NAME> TRANSAMERICA VARIABLE INSURANCE FUND, INC.
<SERIES>
<NUMBER> 1
<NAME> GROWTH PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-START> JAN-31-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 15,424,060
<INVESTMENTS-AT-VALUE> 32,138,396
<RECEIVABLES> 160,237
<ASSETS-OTHER> 24,017
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 32,322,649
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 84,212
<TOTAL-LIABILITIES> 84,212
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 15,594,518
<SHARES-COMMON-STOCK> 2,949,776
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> (33,507)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (33,909)
<ACCUM-APPREC-OR-DEPREC> 16,711,335
<NET-ASSETS> 32,238,437
<DIVIDEND-INCOME> 133,199
<INTEREST-INCOME> 33,420
<OTHER-INCOME> 0
<EXPENSES-NET> (357,197)
<NET-INVESTMENT-INCOME> (190,588)
<REALIZED-GAINS-CURRENT> 3,186,767
<APPREC-INCREASE-CURRENT> 3,967,540
<NET-CHANGE-FROM-OPS> 6,963,719
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 49,439
<NUMBER-OF-SHARES-REDEEMED> 512,766
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 6,500,392
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 351,866
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 376,563
<AVERAGE-NET-ASSETS> 28,165,794
<PER-SHARE-NAV-BEGIN> 8.58
<PER-SHARE-NII> (0.07)
<PER-SHARE-GAIN-APPREC> 2.41
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.93
<EXPENSE-RATIO> 1.27
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
