TRAVELERS FUND ABD FOR VARIABLE ANNUITIES
24F-2NT, 1997-03-07
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<PAGE>  1     
Securities and Exchange Commission     
Washington, D.C. 20549     
Form 24F-2     
Annual Notice of Securities Sold     
Pursuant To Rule 24f-2     
1.Name and Address of Issuer:	THE TRAVELERS FUND ABD 
                              FOR VARIABLE ANNUITIES     
  
2.Name of Each Series or Class of Funds For Which This Notice      
is Filed:    
   
3.Investment Company Act File Number:	811-07465     
Securities Act File Number: 	33-65343    
   
4.Last Day of Fiscal Year For Which This Notice is Filed:      
		DECEMBER 31, 1996   
    
5.Check Box if this notice is being filed more than 180 days      
after the close of the issuer's fiscal year for purposes of      
reporting securities sold after the close of the fiscal year      
but before termination of the issuer's 24f-2 declaration: [ ]    
   
6.Date of termination of issuer's declaration under Rule     
24f-2(a)(1) if applicable (see Instruction A.6):    
   
7.Number and amount of securities of the same class or series      
which had been registered under the Securities Act of 1933      
other than pursuant to Rule 24f-2 in a prior fiscal year, but      
which remained unsold at the beginning of the fiscal year:     
			0    
   
8.Number and amount of securities registered during the      
fiscal year other than pursuant to Rule 24f-2:     
			0    
   
9.Number and aggregate sale price of securities sold during      
the fiscal year:     
			0    
   
10.Number and aggregate sale price of securities sold during      
the fiscal year in reliance upon registration pursuant to      
Rule 24f-2:     
			0    
    
  
  
  
  
  
  
  
  
  
  
  
  
   
<PAGE>  2     
11.Number and aggregate sale price of securities issued      
during the fiscal year in connection with dividend      
reinvestment plans, if applicable (see instruction B.7):     
12.Calculation of registration fee:     
<TABLE>     
<S>  	<C>			                           					<C>     
(I)  	Aggregate sale price of securities     
	sold during the fiscal year in     
	reliance on rule 24f-2 (from Item 10):  				$                0  
   
(ii) 	Aggregate price of shares issued in     
	connection with dividend reinvestment     
	plans (from Item 11, if applicable): 	  				+                0  
   
(iii)	Aggregate price of shares redeemed or     
	repurchased during the fiscal year     
			                                       			-                0  
     
(iv)	Aggregate price of shares redeemed or     
	repurchased and previously applied as     
	a reduction to filing fees pursuant to     
	Rule 24e-2 (if applicable):		           				+                0   
			                                    						------------------- 
   
(v)	Net aggregate price of securities sold     
	and issued during the fiscal year in     
	reliance on rule 24f2[line(i), plus     
	line (ii), less line (iii), plus line     
	(iv)] if (applicable):				        	                          0  
   
(vi)	Multiplier prescribed by Section 6(b)     
	of the Securities Act of 1933 or other     
	applicable law or regulation     
	(see instruction C.6):	                    					X.000344827586   
			                                     					-------------------  
   
(vii)	Fee due [line (i) or line (v) multiplied     
	by line (vi)]:			                       				$                0   
								                                    	===================   
  
  
  
  
  
  
  
  
  
  
  
  
   
</TABLE>     
<PAGE>   3     
Instruction:	Issuers should complete lines (ii), (iii),     
(iv), and (v) only if the form is being filed      
within 60 days after the close of the issuer's      
fiscal year.  See instruction C.3.    
   
13.  Check box if fees are being remitted to the Commission's      
lockbox depository as described in section 3a of the      
Commission's Rules of Informal and Other Procedures     
(17 CFR      202.3a). [ ]    
   
Date of mailing or wire transfer of filing fees to the      
Commission's lockbox depository:    
   
SIGNATURES    
   
This report has been signed below by the following persons on      
behalf of the issuer and in the capacities and on the dates indicated.     
By (Signature and Title)*				/s/ Kathleen A. McGah     
                      						-----------------------------------------     
					                      	Counsel and Assistant Secretary     
				                     		-----------------------------------------     
Date: 	2/28/97     
	     ------------------    
   
			*	Please print the name and title of the signing     
				officer below the signature.


OPINION OF COUNSEL

Re:  Rule 24f-2 Notice for The Travelers Fund ABD for 
Variable Annuities; File No. 33-65343

	With  regard to the Rule 24f-2 Notice filed by The Travelers 
Fund ABD for Variable Annuities covering variable  annuity  
contracts,  I   have examined  such documents and such law 
as  I  have considered necessary and appropriate, and on  the basis 
of such examination, it is my opinion that:

	1.The Travelers Insurance Company  is duly organized  
	and existing  under  the laws of the State of Connecticut 
	and  has been  duly authorized to do business  and to  issue  
	variable annuity contracts  by the  Insurance Commissioner 
	of the State of Connecticut.

	2.The Travelers Fund ABD for Variable Annuities is  a  duly  
	authorized  and validly existing separate account established  
	pursuant to Section  38a-433 of the Connecticut General Statutes.

	3.The variable annuity contracts issued   are  valid,  legal  and  
	binding obligations  of  The Travelers  Insurance Company; the  
	securities  are legally issued, fully paid and non-assessable.

	4.Assets  of The Travelers  Fund  ABD for Variable Annuities  
	are not chargeable  with liabilities arising  out of any other  business  
	which The Travelers Insurance Company may conduct. 

/s/ Kathleen A. McGah
- -----------------------------------------
Counsel and Assistant Secretary 
The Travelers Insurance Company

Dated: February 27, 1997




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