JOHN HANCOCK V.A. 500 INDEX FUND
Supplement to the following Prospectuses:
John Hancock Variable Annuity Account JF dated August 6, 1996
John Hancock Declaration Trust dated August 12, 1996
John Hancock Variable Annuity Account H dated January 22, 1997
Effective February 10, 1997, the Adviser agreed to limit the management fee it
receives from the Fund to 0.10% of the Fund's average net assets. The other
expenses (excluding advisory fees) will remain at 0.25% so that the total Fund
expenses will not exceed 0.35% of the Fund's average net assets. The Adviser
reserves the right to terminate this management fee limitation in the future.
February 10, 1997
VA0PS 2/97
