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JOHN HANCOCK VARIABLE ANNUITY ACCOUNT JF
SUPPLEMENT DATED March 21, 1997
TO PROSPECTUS DATED August 6, 1996
On page 30 of the Prospectus, the following disclosure should be substituted for
the text under the heading DISTRIBUTION OF THE CONTRACTS:
JHFI is registered as a broker-dealer under the Securities Exchange Act of
1934 and is a member of the National Association of Securities Dealers,
Inc. JHFI acts as principal underwriter and principal distributor of the
Contracts. The Contracts may be purchased through broker-dealers and
certain financial institutions who have entered into selling agreements
with JHFI and the Company, and whose representatives are authorized by
applicable law to sell annuity products. The compensation paid to such
broker-dealers and financial institutions is not expected to exceed 6.25%
of premium payments. The offering of the Contracts is intended to be
continuous, but neither the Company nor JHFI is obligated to sell any
particular amount of Contracts.
The Company reimburses JHFI for direct and indirect expenses actually
incurred in connection with the marketing and sale of the Contracts.
