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[John Hancock Variable Life Insurance Company Letterhead]
January 5, 1998
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: John Hancock Variable Annuity Account JF
File No. 33-64947
CIK 000103466
Rule 497(j) Filing
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Commissioners:
Conveyed via EDGAR for filing pursuant to Rule 101(a)(l)(i) of Regulation
S-T and pursuant to Rule 497(j) under the Securities Act of 1933 is this
certification that:
(1) the form of the variable annuity prospectus that would have been filed
under paragraph (b) or (c) of Rule 497 would not have differed from that
contained in the most recent post-effective amendment to the registration
statement, and
(2) the text of the most recent post-effective amendment to the
registration statement has been filed electronically.
If you have any questions with respect to this submission, please do not
hesitate to call me at (617) 572-9196.
Very truly yours,
/s/ Sandra M. DaDalt
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Sandra M. DaDalt
Counsel
SD0313.DOC(Acct JF)
