<PAGE>
NUVEEN
NUVEEN VIRGINIA
TRADITIONAL UNIT TRUST 307 852
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
ESTIMATED CURRENT RETURN: NUVEEN TAX-FREE UNIT TRUSTS:
5.29 - 5.51% For the tax-sensitive, conservative investor.
ESTIMATED LONG-TERM RETURN: - Double Tax-Free
5.36 - 5.64% - Dependable Income
DATE OF DEPOSIT: March 19, 1996 - Diversified Portfolios
- Investment Grade Municipal Bonds
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal and state income
taxes. Capital gains are taxable.
Total Principal $3,000,000 in 30,000 units
Average Life 25.7 years
Call Protection Earliest ordinary optional call is 2004
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $98.75 to $95.83 depending on the purchase amount
Cusip 6706LB 132 monthly payment plan
Numbers 6706LB 140 quarterly payment plan
6706LB 157 semi-annual payment plan
Ratings of As rated by Standard & Poor's, a division of The McGraw
Portfolio Hill Companies
or Moody's Investors Service, Inc.
AAA 40%
AA 30
A 30
---------
100%
Registration Registered in Virginia
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
MATURITY DATES (Description of Chart)
2014-2017 30.0%
2018-2021 15.0%
2022-2025 40.0%
2026+ 15.0%
The earliest ordinary optional call date is 2004
YIELD COMPARISON AS OF 03/18/96*
(Description of Yield Comparison Chart)
Nuveen UIT
Pre-Tax 8.74%
Tax Equivalent Yield 5.29%
Treasury Bonds
Pre-Tax 7.11%
Tax Equivalent Yield 6.70%
Corporate Bonds
Yield 7.41%
</TABLE>
<PAGE>
*COMPARES TRUST WITH 30-YEAR TREASURY BONDS AND LEHMAN BROTHERS INVESTMENT
GRADE LONG CORPORATE BOND INDEX. ASSUMES 39.5% FEDERAL AND STATE INCOME TAX
RATE AND A 5.75% STATE INCOME TAX RATE. TREASURY BONDS ARE SUBJECT TO FEDERAL
BUT NOT STATE INCOME TAXES; CORPORATE BONDS ARE GENERALLY SUBJECT TO BOTH.
TREASURY BONDS, UNLIKE MUNICIPAL BONDS, ARE GUARANTEED BY THE U.S. GOVERNMENT.
THE LEHMAN BROTHERS INVESTMENT GRADE LONG CORPORATE BOND INDEX IS CALCULATED
AS OF 2/29/96.
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 300,000 Commonwealth of Puerto Rico, Public Improvement Bonds of 1995 (General AAA Aaa
Obligation Bonds.), 5.375% Due 7/1/22. (Original issue discount bonds
delivered on or about May 4, 1995 at a price of 93.916% of principal
amount.)(MBIA Insured.) 2005 at 101
1/2
450,000 Virginia Resources Authority, Water and Sewer System Revenue Bonds, 1995 AA --
Series A (Sussex County Project), 5.60% Due 10/1/25. 2005 at 102
450,000 Fairfax County Economic Development Authority (Virginia), Lease Revenue AA Aa
Bonds (Government Center Properties), Series 1994, 5.50% Due 5/15/18.
(Original issue discount bonds delivered on or about March 15, 1994 at a
price of 93.654% of principal amount.) 2004 at 102
450,000 Industrial Development Authority of the City of Hampton, Virginia, Hospital A A
Revenue and Refunding Bonds (Sentara Hampton General Hospital), Series
1994A, 5.125% Due 11/1/16. (Original issue discount bonds delivered on or
about March 1, 1994 at a price of 94.548% of principal amount.) 2004 at 102
450,000 City of Norfolk, Virginia, Water Revenue Bonds, Series 1995, 5.90% Due AAA Aaa
11/1/25. (MBIA Insured.) 2005 at 102
450,000 Upper Occoquan Sewage Authority (Virginia), Regional Sewerage System AAA Aaa
Revenue Bonds, Series of 1995A, 4.75% Due 7/1/29. (Original issue discount
bonds delivered on or about January 9, 1996 at a price of 91.422% of
principal amount.)(MBIA Insured.) 2006 at 100
450,000 Industrial Development Authority of Washington County (Virginia), Hospital -- A
Facility First Mortgage Revenue Refunding Bonds (Johnston Memorial
Hospital), Series 1995, 6.00% Due 7/1/14. 2005 at 102
----------------------------------------------------------------------------------------------------------------
$ 3,000,000 TOTAL 7 BONDS
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 03/18/96.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.04. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 98.75 4.90 % 5.29% 5.36% 5.33% 5.39% 5.35% 5.41 %
500 / $50,000 98.59 4.75 5.30 5.37 5.33 5.40 5.35 5.42
1,000 / $100,000 98.34 4.50 5.32 5.39 5.35 5.42 5.37 5.44
2,500 / $250,000 98.08 4.25 5.33 5.41 5.36 5.44 5.38 5.46
5,000 / $500,000 97.32 3.50 5.37 5.47 5.40 5.50 5.42 5.52
10,000 / $1,000,000 96.81 3.00 5.40 5.51 5.43 5.54 5.45 5.56
25,000 / $2,500,000 96.32 2.50 5.43 5.55 5.46 5.58 5.48 5.60
50,000 / $5,000,000 95.83 2.00 5.46 5.59 5.49 5.62 5.51 5.64
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by
UNIT TRUST tax bracket)
RETURN 32.0% 35.0% 39.5% 43.0%
<C> <S> <C> <C> <C> <C>
5.29 % 7.78% 8.14% 8.74% 9.28%
5.30 7.79 8.15 8.76 9.30
5.32 7.82 8.18 8.79 9.33
5.33 7.84 8.20 8.81 9.35
5.37 7.90 8.26 8.88 9.42
5.40 7.94 8.31 8.93 9.47
5.43 7.99 8.35 8.98 9.53
5.46 8.03 8.40 9.02 9.58
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
05/01/96.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 5/15/96 $ .6098
Monthly plan 6/15/96 .4356 $ 5.2277
Quarterly plan 8/15/96 1.3149
11/15/96 1.3149 5.2597
Semi-annual plan 11/15/96 2.6388
5/15/97 2.6388 5.2787
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 98.79 = 101.224
investment offering price # of units
(as of and accrued purchased
03/18/96) interest
101.224 X $5.2277 = $529.17
# of units annual income annual income
purchased per unit
(monthly plan)
</TABLE>
<PAGE>
NUVEEN
NUVEEN CALIFORNIA
INSURED UNIT TRUST 262 852
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
RATED: "AAA" NUVEEN TAX-FREE UNIT TRUSTS:
ESTIMATED CURRENT RETURN: For the tax-sensitive, conservative investor.
5.36 - 5.57% - Double Tax-Free
ESTIMATED LONG-TERM RETURN: - Dependable Income
5.40 - 5.68% - Diversified Portfolios
DATE OF DEPOSIT: March 19, 1996 - Top-Rated Municipal Bonds
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal and state income
taxes. Capital gains are taxable.
Total Principal $4,000,000 in 40,000 units
Average Life 26.8 years
Call Protection Earliest ordinary optional call is 2004
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $99.00 to $96.07 depending on the purchase amount
Cusip 67064W 556 monthly payment plan
Numbers 67064W 564 quarterly payment plan
67064W 572 semi-annual payment plan
Insurance Individual bonds (not units) are fully insured by
MBIA Insurance Corporation, which guarantees
timely payment of interest and principal.
Registration Registered in California
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
MATURITY DATES (Description of Chart)
2015-18 25.0%
2019-22 12.5%
2023-2026 50.0%
2027+ 12.5%
The earliest ordinary optional call date is 2004
YIELD COMPARISON AS OF 03/18/96*
(Description of Yield Comparison Chart)
Nuveen UIT
Pre-Tax 9.24%
Tax Equivalent Yield 5.36%
Treasury Bonds
Pre-Tax 7.39%
Tax Equivalent Yield 6.70%
Corporate Bonds
Yield 7.41%
</TABLE>
<PAGE>
*COMPARES TRUST WITH 30-YEAR TREASURY BONDS AND LEHMAN BROTHERS INVESTMENT
GRADE LONG CORPORATE BOND INDEX. ASSUMES 42.0% FEDERAL AND STATE INCOME TAX
RATE AND A 9.30% STATE INCOME TAX RATE. TREASURY BONDS ARE SUBJECT TO FEDERAL
BUT NOT STATE INCOME TAXES; CORPORATE BONDS ARE GENERALLY SUBJECT TO BOTH.
TREASURY BONDS, UNLIKE MUNICIPAL BONDS, ARE GUARANTEED BY THE U.S. GOVERNMENT.
THE LEHMAN BROTHERS INVESTMENT GRADE LONG CORPORATE BOND INDEX IS CALCULATED
AS OF 2/29/96.
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 500,000 State of California, Various Purpose General Obligation Bonds, 6.00% Due 2004 at 102 AAA Aaa
8/1/16.
500,000 California Statewide Communities Development Authority, Certificates of 2005 at 102 AAA Aaa
Participation (Sutter Health Obligated Group), 5.50% Due 8/15/22. (Original
issue discount bonds delivered on or about July 18, 1995 at a price of
92.464% of principal amount.)
500,000 State of California, Department of Water Resources, Central Valley Project, 2005 at 101 AAA Aaa
Water System Revenue Bonds, Series O, 4.75% Due 12/1/29. (Original issue
discount bonds delivered on or about December 20, 1995 at a price of
91.523% of principal amount.)
500,000 East Bay Municipal Utility District (Alameda and Contra Costa Counties, 2006 at 102 AAA Aaa
California), Wastewater System Subordinated Revenue/Refunding Bonds, Series
1996, 5.00% Due 6/1/26. (Original issue discount bonds will be delivered on
or about March 21, 1996 at a price of 94.20% of principal amount.)
500,000 The City of Los Angeles, California, Wastewater System Revenue Bonds, 2004 at 102 AAA Aaa
Series 1994-A, 5.875% Due 6/1/24.
500,000 County of Madera, California, Certificates of Participation (Valley 2005 at 102 AAA Aaa
Children's Hospital Project), Series 1995, 6.125% Due 3/15/23.
500,000 Sacramento Municipal Utility District (California), Electric Revenue Bonds, 2004 at 102 AAA Aaa
1994 Series I, 5.75% Due 1/1/15.
360,000 Thousand Oaks Redevelopment Agency (Ventura County, California), Thousand 2005 at 102 AAA Aaa
Oaks Boulevard Redevelopment Project, 1995 Tax Allocation Refunding Bonds,
5.375% Due 12/1/25. (Original issue discount bonds delivered on or about
November 21, 1995 at a price of 94.257% of principal amount.)
140,000 Commonwealth of Puerto Rico, Public Improvement Bonds of 1996 (General 2006 at 101 AAA Aaa
Obligation Bonds.), 5.40% Due 7/1/25. 1/2
----------------------------------------------------------------------------------------------------------------
$ 4,000,000 TOTAL 9 BONDS
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 03/18/96.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.04. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 99.00 4.90 % 5.36% 5.40% 5.39% 5.44% 5.41% 5.46 %
500 / $50,000 98.85 4.75 5.36 5.41 5.40 5.44 5.42 5.47
1,000 / $100,000 98.59 4.50 5.38 5.43 5.41 5.47 5.43 5.49
2,500 / $250,000 98.33 4.25 5.39 5.44 5.42 5.48 5.44 5.50
5,000 / $500,000 97.56 3.50 5.43 5.51 5.47 5.54 5.49 5.56
10,000 / $1,000,000 97.06 3.00 5.46 5.54 5.50 5.58 5.51 5.60
25,000 / $2,500,000 96.56 2.50 5.49 5.58 5.52 5.62 5.54 5.64
50,000 / $5,000,000 96.07 2.00 5.52 5.62 5.55 5.66 5.57 5.68
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by
UNIT TRUST tax bracket)
RETURN 34.5% 37.5% 42.0% 45.0%
<C> <S> <C> <C> <C> <C>
5.36 % 8.18% 8.58% 9.24% 9.75%
5.36 8.18 8.58 9.24 9.75
5.38 8.21 8.61 9.28 9.78
5.39 8.23 8.62 9.29 9.80
5.43 8.29 8.69 9.36 9.87
5.46 8.34 8.74 9.41 9.93
5.49 8.38 8.78 9.47 9.98
5.52 8.43 8.83 9.52 10.04
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
05/01/96.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 5/15/96 $ .6182
Monthly plan 6/15/96 .4416 $ 5.3018
Quarterly plan 8/15/96 1.3329
11/15/96 1.3329 5.3338
Semi-annual plan 11/15/96 2.6748
5/15/97 2.6748 5.3528
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 99.04 = 100.969
investment offering price # of units
(as of and accrued purchased
03/18/96) interest
100.969 X $5.3018 = $535.32
# of units annual income annual income
purchased per unit
(monthly plan)
</TABLE>
<PAGE>
NUVEEN
NUVEEN FLORIDA
INSURED UNIT TRUST 224 852
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
RATED: "AAA" NUVEEN TAX-FREE UNIT TRUSTS:
ESTIMATED CURRENT RETURN: For the tax-sensitive, conservative investor.
5.28 - 5.49% - Tax-Free
ESTIMATED LONG-TERM RETURN: - Dependable Income
5.37 - 5.65% - Diversified Portfolios
DATE OF DEPOSIT: March 19, 1996 - Top-Rated Municipal Bonds
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal income tax. Capital
gains are taxable.
Total Principal $3,500,000 in 35,000 units
Average Life 27.6 years
Call Protection Earliest ordinary optional call is 2005
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $97.39 to $94.51 depending on the purchase amount
Cusip 6706H4 521 monthly payment plan
Numbers 6706H4 539 quarterly payment plan
6706H4 547 semi-annual payment plan
Insurance Individual bonds (not units) are fully insured by
MBIA Insurance Corporation, which guarantees
timely payment of interest and principal.
Registration Registered in Florida
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
MATURITY DATES (Description of Chart)
2020-22 42.9%
2023-25 42.8%
2026+ 14.3%
The earliest ordinary optional call date is 2005
YIELD COMPARISON AS OF 03/18/96*
(Description of Yield Comparison Chart)
Nuveen UIT
Pre-Tax 8.25%
Tax Equivalent Yield 5.28%
Treasury Bonds
Pre-Tax
Tax Equivalent Yield 6.70%
Corporate Bonds
Yield 7.41%
</TABLE>
<PAGE>
*COMPARES TRUST WITH 30-YEAR TREASURY BONDS AND LEHMAN BROTHERS INVESTMENT
GRADE LONG CORPORATE BOND INDEX. ASSUMES 36.0% FEDERAL INCOME TAX RATE.
TREASURY BONDS ARE SUBJECT TO FEDERAL BUT NOT STATE INCOME TAXES; CORPORATE
BONDS ARE GENERALLY SUBJECT TO BOTH. TREASURY BONDS, UNLIKE MUNICIPAL BONDS,
ARE GUARANTEED BY THE U.S. GOVERNMENT. THE LEHMAN BROTHERS INVESTMENT GRADE
LONG CORPORATE BOND INDEX IS CALCULATED AS OF 2/29/96.
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 500,000 State of Florida, State Board of Education, Public Education Capital Outlay 2005 at 101 AAA Aaa
Bonds, 1994 Series C, 5.60% Due 6/1/20. (General Obligation Bonds.)
235,000 Dade County, Florida, Seaport General Obligation Refunding Bonds, Series 2006 at 102 AAA Aaa
1996 (General Obligation Bonds.), 5.125% Due 10/1/21.
500,000 Dade County, Florida, Water and Sewer System Revenue Bonds, Series 1995, 2005 at 102 AAA Aaa
5.50% Due 10/1/25. (Original issue discount bonds delivered on or about
October 19, 1995 at a price of 94.942% of principal amount.)
500,000 City of Lakeland, Florida, Hospital Revenue Refunding Bonds (Lakeland 2006 at 102 AAA Aaa
Regional Medical Center Project), Series 1996, 5.25% Due 11/15/25.
500,000 St. Johns County, Florida, Water and Sewer Revenue and Refunding Bonds, 2006 at 102 AAA Aaa
Series 1996, 5.50% Due 6/1/26. (When issued.)
265,000 The School Board of Seminole County, Florida, Certificates of 2005 at 101 AAA Aaa
Participation, Series 1995A, 5.25% Due 7/1/21.
500,000 South Broward Hospital District (Florida), Hospital Refunding Revenue 2006 at 102 AAA Aaa
Bonds, Series 1996, 5.25% Due 5/1/21.
500,000 Commonwealth of Puerto Rico, Public Improvement Bonds of 1996 (General 2006 at 101 AAA Aaa
Obligation Bonds.), 5.40% Due 7/1/25. 1/2
----------------------------------------------------------------------------------------------------------------
$ 3,500,000 TOTAL 8 BONDS
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 03/18/96.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.04. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 97.39 4.90 % 5.28% 5.37% 5.31% 5.41% 5.33% 5.43 %
500 / $50,000 97.24 4.75 5.29 5.38 5.32 5.42 5.34 5.44
1,000 / $100,000 96.98 4.50 5.30 5.40 5.33 5.44 5.35 5.46
2,500 / $250,000 96.73 4.25 5.32 5.42 5.35 5.46 5.37 5.48
5,000 / $500,000 95.98 3.50 5.36 5.48 5.39 5.52 5.41 5.54
10,000 / $1,000,000 95.48 3.00 5.38 5.52 5.42 5.56 5.44 5.58
25,000 / $2,500,000 94.99 2.50 5.41 5.55 5.45 5.59 5.47 5.61
50,000 / $5,000,000 94.51 2.00 5.44 5.59 5.47 5.63 5.49 5.65
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by
UNIT TRUST tax bracket)
RETURN 28.0% 31.0% 36.0% 39.6%
<C> <S> <C> <C> <C> <C>
5.28 % 7.33% 7.65% 8.25% 8.74%
5.29 7.35 7.67 8.27 8.76
5.30 7.36 7.68 8.28 8.77
5.32 7.39 7.71 8.31 8.81
5.36 7.44 7.77 8.38 8.87
5.38 7.47 7.80 8.41 8.91
5.41 7.51 7.84 8.45 8.96
5.44 7.56 7.88 8.50 9.01
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
05/01/96.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 5/15/96 $ .5997
Monthly plan 6/15/96 .4284 $ 5.1414
Quarterly plan 8/15/96 1.2933
11/15/96 1.2933 5.1734
Semi-annual plan 11/15/96 2.5956
5/15/97 2.5956 5.1924
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 97.43 = 102.637
investment offering price # of units
(as of and accrued purchased
03/18/96) interest
102.637 X $5.1414 = $527.70
# of units annual income annual income
purchased per unit
(monthly plan)
</TABLE>
