<PAGE>
NUVEEN
NUVEEN NORTH CAROLINA
TRADITIONAL UNIT TRUST 296 856
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
ESTIMATED CURRENT RETURN: NUVEEN TAX-FREE UNIT TRUSTS:
5.29 - 5.50% For the tax-sensitive, conservative investor.
ESTIMATED LONG-TERM RETURN: - Double Tax-Free
5.36 - 5.66% - Dependable Income
DATE OF DEPOSIT: April 10, 1996 - Diversified Portfolios
- Investment Grade Municipal Bonds
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal and state income
taxes. Capital gains are taxable.
Total Principal $3,500,000 in 35,000 units
Average Life 22.4 years
Call Protection Earliest ordinary optional call is 2004
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $98.91 to $95.98 depending on the purchase amount
Cusip 6710A2 581 monthly payment plan
Numbers 6710A2 599 quarterly payment plan
6710A2 607 semi-annual payment plan
Ratings of As rated by Standard & Poor's, a division of The McGraw
Portfolio Hill Companies
or Moody's Investors Service, Inc.
AAA 72%
AA 14
A1/A+ 14
---------
100%
Registration Registered in North Carolina
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
MATURITY DATES (Description of Chart)
2014-16 28.6%
2017-19 28.6%
2020+ 42.8%
The earliest ordinary optional call date is 2004
YIELD COMPARISON AS OF 04/09/96*
(Description of Yield Comparison Chart)
Nuveen UIT
Pre-Tax 8.97%
Tax Equivalent Yield 5.29%
Treasury Bonds
Pre-Tax 7.41%
Tax Equivalent Yield 6.84%
Corporate Bonds
Yield 7.62%
</TABLE>
<PAGE>
*COMPARES TRUST WITH 30-YEAR TREASURY BONDS AND LEHMAN BROTHERS INVESTMENT
GRADE LONG CORPORATE BOND INDEX. ASSUMES 41.0% FEDERAL AND STATE INCOME TAX
RATE AND A 7.75% STATE INCOME TAX RATE. TREASURY BONDS ARE SUBJECT TO FEDERAL
BUT NOT STATE INCOME TAXES; CORPORATE BONDS ARE GENERALLY SUBJECT TO BOTH.
TREASURY BONDS, UNLIKE MUNICIPAL BONDS, ARE GUARANTEED BY THE U.S. GOVERNMENT.
THE LEHMAN BROTHERS INVESTMENT GRADE LONG CORPORATE BOND INDEX IS CALCULATED
AS OF 3/31/96.
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS NORTH CAROLINA TRADITIONAL UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 500,000 North Carolina Medical Care Commission, Hospital Revenue Bonds (Gaston A+ A
Memorial Hospital Project), Series 1995, 5.50% Due 2/15/19. 2006 at 102
500,000 North Carolina Municipal Power Agency Number 1, Catawba Electric Revenue AAA Aaa
Bonds, Series 1995A, 5.375% Due 1/1/20. (AMBAC Insured.) 2006 at 102
500,000 The University of North Carolina at Charlotte, Student Activity Center AAA Aaa
Student Fee Revenue Bonds, Series 1995 of the Board of Governors of the
University of North Carolina, 5.50% Due 6/1/16. (MBIA Insured.) 2005 at 102
500,000 City of Concord, North Carolina, Utilities Systems Revenue Bonds, Series AAA Aaa
1995, 5.50% Due 12/1/19. (MBIA Insured.) 2005 at 102
500,000 County of Durham, North Carolina, Certificates of Participation (1994 AA Aa
Hospital and Office Facilities Project), 6.00% Due 5/1/14. 2004 at 102
500,000 City of Fayetteville, North Carolina, Public Works Commission Revenue AAA Aaa
Bonds, Series 1995A, 5.375% Due 3/1/20. (AMBAC Insured.) 2005 at 102
500,000 County of Pasquotank, North Carolina, Certificates of Participation (1995 AAA Aaa
Elizabeth City-Pasquotank Public Schools Project), 5.00% Due 6/1/20.
(Original issue discount bonds delivered on or about December 21, 1995 at a
price of 93.624% of principal amount.)(MBIA Insured.) 2006 at 102
----------------------------------------------------------------------------------------------------------------
$ 3,500,000 TOTAL 7 BONDS
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 04/09/96.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.07. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 98.91 4.90 % 5.29% 5.36% 5.32% 5.40% 5.34% 5.42 %
500 / $50,000 98.75 4.75 5.29 5.37 5.33 5.41 5.35 5.42
1,000 / $100,000 98.49 4.50 5.31 5.39 5.34 5.43 5.36 5.45
2,500 / $250,000 98.24 4.25 5.32 5.41 5.35 5.45 5.37 5.47
5,000 / $500,000 97.47 3.50 5.36 5.47 5.40 5.51 5.42 5.53
10,000 / $1,000,000 96.97 3.00 5.39 5.51 5.42 5.55 5.44 5.57
25,000 / $2,500,000 96.47 2.50 5.42 5.55 5.45 5.59 5.47 5.61
50,000 / $5,000,000 95.98 2.00 5.45 5.60 5.48 5.64 5.50 5.66
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by
UNIT TRUST tax bracket)
RETURN 33.0% 36.5% 41.0% 44.5%
<C> <S> <C> <C> <C> <C>
5.29 % 7.90% 8.33% 8.97% 9.53%
5.29 7.90 8.33 8.97 9.53
5.31 7.93 8.36 9.00 9.57
5.32 7.94 8.38 9.02 9.59
5.36 8.00 8.44 9.08 9.66
5.39 8.04 8.49 9.14 9.71
5.42 8.09 8.54 9.19 9.77
5.45 8.13 8.58 9.24 9.82
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
05/01/96.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 5/15/96 $ .3049
Monthly plan 6/15/96 .4356 $ 5.2276
Quarterly plan 8/15/96 1.3149
11/15/96 1.3149 5.2596
Semi-annual plan 11/15/96 2.6388
5/15/97 2.6388 5.2786
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 98.98 = 101.030
investment offering price # of units
(as of and accrued purchased
04/09/96) interest
101.030 X $5.2276 = $528.14
# of units annual income annual income
purchased per unit
(monthly plan)
</TABLE>
<PAGE>
NUVEEN
NUVEEN FLORIDA
INSURED UNIT TRUST 225 856
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
RATED: "AAA" NUVEEN TAX-FREE UNIT TRUSTS:
ESTIMATED CURRENT RETURN: For the tax-sensitive, conservative investor.
5.37 - 5.59% - Tax-Free
ESTIMATED LONG-TERM RETURN: - Dependable Income
5.47 - 5.73% - Diversified Portfolios
DATE OF DEPOSIT: April 10, 1996 - Top-Rated Municipal Bonds
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal income tax. Capital
gains are taxable.
Total Principal $3,500,000 in 35,000 units
Average Life 28.4 years
Call Protection Earliest ordinary optional call is 2005
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $97.83 to $94.94 depending on the purchase amount
Cusip 6706H4 554 monthly payment plan
Numbers 6706H4 562 quarterly payment plan
6706H4 570 semi-annual payment plan
Insurance Individual bonds (not units) are fully insured by
MBIA Insurance Corporation, which guarantees
timely payment of interest and principal.
Registration Registered in Florida
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
MATURITY DATES (Description of Chart)
2020-22 28.6%
2023-25 42.8%
2026+ 28.6%
The earliest ordinary optional call date is 2005
YIELD COMPARISON AS OF 04/09/96*
(Description of Yield Comparison Chart)
Nuveen UIT
Pre-Tax 8.39%
Tax Equivalent Yield 5.37%
Treasury Bonds
Pre-Tax
Tax Equivalent Yield 6.84%
Corporate Bonds
Yield 7.62%
</TABLE>
<PAGE>
*COMPARES TRUST WITH 30-YEAR TREASURY BONDS AND LEHMAN BROTHERS INVESTMENT
GRADE LONG CORPORATE BOND INDEX. ASSUMES 36.0% FEDERAL INCOME TAX RATE.
TREASURY BONDS ARE SUBJECT TO FEDERAL BUT NOT STATE INCOME TAXES; CORPORATE
BONDS ARE GENERALLY SUBJECT TO BOTH. TREASURY BONDS, UNLIKE MUNICIPAL BONDS,
ARE GUARANTEED BY THE U.S. GOVERNMENT. THE LEHMAN BROTHERS INVESTMENT GRADE
LONG CORPORATE BOND INDEX IS CALCULATED AS OF 3/31/96.
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS FLORIDA INSURED UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 500,000 State of Florida, State Board of Education, Public Education Capital Outlay 2005 at 101 AAA Aaa
Bonds, 1994 Series C, 5.60% Due 6/1/20. (General Obligation Bonds.)
500,000 Alachua County Health Facilities Authority, Florida, Health Facilities 2006 at 102 AAA Aaa
Revenue Bonds, Series 1996A (Shands Teaching Hospital and Clinics, Inc.
Project), 5.80% Due 12/1/26. (When issued.)
500,000 City of Atlantic Beach, Florida, Utilities System Revenue Bonds, Series 2006 at 102 AAA Aaa
1996, 5.50% Due 10/1/25.
500,000 Dade County, Florida, Aviation Revenue Bonds, Series 1996B, 5.60% Due 2006 at 102 AAA Aaa
10/1/26.
500,000 Dade County, Florida, Seaport General Obligation Refunding Bonds, Series 2006 at 102 AAA Aaa
1996 (General Obligation Bonds.), 5.125% Due 10/1/21.
500,000 Dade County, Florida, Water and Sewer System Revenue Bonds, Series 1995, 2005 at 102 AAA Aaa
5.50% Due 10/1/25. (Original issue discount bonds delivered on or about
October 19, 1995 at a price of 94.942% of principal amount.)
500,000 Commonwealth of Puerto Rico, Public Improvement Bonds of 1996 (General 2006 at 101 AAA Aaa
Obligation Bonds.), 5.40% Due 7/1/25. 1/2
----------------------------------------------------------------------------------------------------------------
$ 3,500,000 TOTAL 7 BONDS
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 04/09/96.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.07. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 97.83 4.90 % 5.37% 5.47% 5.40% 5.50% 5.42% 5.52 %
500 / $50,000 97.68 4.75 5.38 5.48 5.41 5.50 5.43 5.52
1,000 / $100,000 97.42 4.50 5.39 5.50 5.43 5.53 5.45 5.55
2,500 / $250,000 97.17 4.25 5.41 5.51 5.44 5.54 5.46 5.56
5,000 / $500,000 96.41 3.50 5.45 5.57 5.48 5.60 5.50 5.62
10,000 / $1,000,000 95.92 3.00 5.48 5.61 5.51 5.64 5.53 5.66
25,000 / $2,500,000 95.43 2.50 5.51 5.65 5.54 5.68 5.56 5.70
50,000 / $5,000,000 94.94 2.00 5.54 5.68 5.57 5.71 5.59 5.73
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by
UNIT TRUST tax bracket)
RETURN 28.0% 31.0% 36.0% 39.6%
<C> <S> <C> <C> <C> <C>
5.37 % 7.46% 7.78% 8.39% 8.89%
5.38 7.47 7.80 8.41 8.91
5.39 7.49 7.81 8.42 8.92
5.41 7.51 7.84 8.45 8.96
5.45 7.57 7.90 8.52 9.02
5.48 7.61 7.94 8.56 9.07
5.51 7.65 7.99 8.61 9.12
5.54 7.69 8.03 8.66 9.17
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
05/01/96.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 5/15/96 $ .3063
Monthly plan 6/15/96 .4377 $ 5.2551
Quarterly plan 8/15/96 1.3212
11/15/96 1.3212 5.2871
Semi-annual plan 11/15/96 2.6514
5/15/97 2.6514 5.3061
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 97.90 = 102.145
investment offering price # of units
(as of and accrued purchased
04/09/96) interest
102.145 X $5.2551 = $536.78
# of units annual income annual income
purchased per unit
(monthly plan)
</TABLE>
<PAGE>
NUVEEN
NUVEEN PENNSYLVANIA
INSURED UNIT TRUST 210 856
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
RATED: "AAA" NUVEEN TAX-FREE UNIT TRUSTS:
ESTIMATED CURRENT RETURN: For the tax-sensitive, conservative investor.
5.42 - 5.64% - Double Tax-Free
ESTIMATED LONG-TERM RETURN: - Dependable Income
5.49 - 5.77% - Diversified Portfolios
DATE OF DEPOSIT: April 10, 1996 - Top-Rated Municipal Bonds
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal and state income
taxes. Capital gains are taxable.
Total Principal $3,500,000 in 35,000 units
Average Life 25.2 years
Call Protection Earliest ordinary optional call is 2004
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $100.33 to $97.36 depending on the purchase amount
Cusip 6706H8 522 monthly payment plan
Numbers 6706H8 530 quarterly payment plan
6706H8 548 semi-annual payment plan
Insurance Individual bonds (not units) are fully insured by
MBIA Insurance Corporation, which guarantees
timely payment of interest and principal.
Registration Registered in Pennsylvania
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
MATURITY DATES (Description of Chart)
2016-18 28.6%
2019-21 42.8%
2022-24 14.3%
2025-27 00.0%
2028+ 14.3%
The earliest ordinary optional call date is 2004
YIELD COMPARISON AS OF 04/09/96*
(Description of Yield Comparison Chart)
Nuveen UIT
Pre-Tax 8.74%
Tax Equivalent Yield 5.42%
Treasury Bonds
Pre-Tax 7.04%
Tax Equivalent Yield 6.84%
Corporate Bonds
</TABLE>
<PAGE>
<TABLE>
<S> <C>
Yield 7.62%
</TABLE>
*COMPARES TRUST WITH 30-YEAR TREASURY BONDS AND LEHMAN BROTHERS INVESTMENT
GRADE LONG CORPORATE BOND INDEX. ASSUMES 38.0% FEDERAL AND STATE INCOME TAX
RATE AND A 2.8% STATE INCOME TAX RATE. TREASURY BONDS ARE SUBJECT TO FEDERAL
BUT NOT STATE INCOME TAXES; CORPORATE BONDS ARE GENERALLY SUBJECT TO BOTH.
TREASURY BONDS, UNLIKE MUNICIPAL BONDS, ARE GUARANTEED BY THE U.S. GOVERNMENT.
THE LEHMAN BROTHERS INVESTMENT GRADE LONG CORPORATE BOND INDEX IS CALCULATED
AS OF 3/31/96.
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS PENNSYLVANIA INSURED UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 500,000 Pennsylvania Turnpike Commission, Oil Franchise Tax Revenue Bonds, Series A 2004 at 102 AAA Aaa
of 1994, 6.00% Due 12/1/19. (Original issue discount bonds delivered on or
about May 12, 1994 at a price of 93.803% of principal amount.)
500,000 Central Greene School District (Greene County, Pennsylvania), General 2006 at 100 AAA Aaa
Obligation Bonds, Refunding Series AA of 1996, 5.25% Due 2/15/24.
500,000 Delaware County Authority (Commonwealth of Pennsylvania), Hospital Revenue 2005 at 102 AAA Aaa
Bonds, Series of 1995 (Delaware County Memorial Hospital), 5.50% Due
8/15/19. (Original issue discount bonds delivered on or about July 27, 1995
at a price of 94.645% of principal amount.)
500,000 Lehigh County Industrial Development Authority, Pollution Control Revenue 2005 at 102 AAA Aaa
Refunding Bonds, 1995 Series A (Pennsylvania Power & Light Company
Project), 6.15% Due 8/1/29.
500,000 Muhlenberg School District, Berks County, Pennsylvania, General Obligation 2006 at 100 AAA Aaa
Bonds, Series A of 1996, 5.20% Due 4/1/17.
500,000 Northampton County Industrial Development Authority (Pennsylvania), 2005 at 102 AAA Aaa
Pollution Control Revenue Refunding Bonds, 1995 Series A (Metropolitan
Edison Company Project), 6.10% Due 7/15/21.
500,000 City of Philadelphia, Pennsylvania, Water and Wastewater Revenue Bonds, 2005 at 102 AAA Aaa
Series 1995, 5.60% Due 8/1/18.
----------------------------------------------------------------------------------------------------------------
$ 3,500,000 TOTAL 7 BONDS
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 04/09/96.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.08. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 100.33 4.90 % 5.42% 5.49% 5.45% 5.52% 5.47% 5.54 %
500 / $50,000 100.17 4.75 5.43 5.50 5.46 5.53 5.48 5.55
1,000 / $100,000 99.91 4.50 5.45 5.52 5.48 5.55 5.50 5.57
2,500 / $250,000 99.65 4.25 5.46 5.54 5.49 5.57 5.51 5.59
5,000 / $500,000 98.87 3.50 5.50 5.60 5.53 5.63 5.55 5.65
10,000 / $1,000,000 98.36 3.00 5.53 5.64 5.56 5.67 5.58 5.69
25,000 / $2,500,000 97.86 2.50 5.56 5.68 5.59 5.71 5.61 5.73
50,000 / $5,000,000 97.36 2.00 5.59 5.72 5.62 5.75 5.64 5.77
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by
UNIT TRUST tax bracket)
RETURN 30.0% 33.0% 38.0% 41.5%
<C> <S> <C> <C> <C> <C>
5.42 % 7.74% 8.09% 8.74% 9.26%
5.43 7.76 8.10 8.76 9.28
5.45 7.79 8.13 8.79 9.32
5.46 7.80 8.15 8.81 9.33
5.50 7.86 8.21 8.87 9.40
5.53 7.90 8.25 8.92 9.45
5.56 7.94 8.30 8.97 9.50
5.59 7.99 8.34 9.02 9.56
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
05/01/96.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 5/15/96 $ .3173
Monthly plan 6/15/96 .4533 $ 5.4401
Quarterly plan 8/15/96 1.3680
11/15/96 1.3680 5.4721
Semi-annual plan 11/15/96 2.7450
5/15/97 2.7450 5.4911
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 100.41 = 99.591
investment offering price # of units
(as of and accrued purchased
04/09/96) interest
99.591 X $5.4401 = $541.78
# of units annual income annual income
purchased per unit
(monthly plan)
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