<PAGE>
NUVEEN
NUVEEN FLORIDA
INSURED UNIT TRUST 230 873
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
RATED: "AAA" NUVEEN TAX-FREE UNIT TRUSTS:
ESTIMATED CURRENT RETURN: For the tax-sensitive, conservative investor.
5.27 - 5.49% - Tax-Free
ESTIMATED LONG-TERM RETURN: - Dependable Income
5.34 - 5.62% - Diversified Portfolios
DATE OF DEPOSIT: June 28, 1996 - Top-Rated Municipal Bonds
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal income tax. Capital
gains are taxable.
Total Principal $3,500,000 in 35,000 units
Average Life 27.4 years
Call Protection Earliest ordinary optional call is 2005
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $99.54 to $96.59 depending on the purchase amount
Cusip 6706H4 703 monthly payment plan
Numbers 6706H4 711 quarterly payment plan
6706H4 729 semi-annual payment plan
Insurance Individual bonds (not units) are fully insured by
MBIA Insurance Corporation, which guarantees
timely payment of interest and principal.
Registration Registered in Florida
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
MATURITY DATES (Description of Chart)
2019-20 14.3%
2021-22 28.5%
2023-24 14.3%
2025+ 42.9%
The earliest ordinary optional call date is 2005
YIELD COMPARISON AS OF 06/27/96*
(Description of Yield Comparison Chart)
Nuveen UIT
Pre-Tax 8.23%
Tax Equivalent Yield 5.27%
Treasury Bonds
Pre-Tax
Tax Equivalent Yield 7.00%
Corporate Bonds
Yield 7.94%
</TABLE>
<PAGE>
*COMPARES TRUST WITH 30-YEAR TREASURY BONDS AND LEHMAN BROTHERS INVESTMENT
GRADE LONG CORPORATE BOND INDEX. ASSUMES 36.0% FEDERAL INCOME TAX RATE.
TREASURY BONDS ARE SUBJECT TO FEDERAL BUT NOT STATE INCOME TAXES; CORPORATE
BONDS ARE GENERALLY SUBJECT TO BOTH. TREASURY BONDS, UNLIKE MUNICIPAL BONDS,
ARE GUARANTEED BY THE U.S. GOVERNMENT. THE LEHMAN BROTHERS INVESTMENT GRADE
LONG CORPORATE BOND INDEX IS CALCULATED AS OF 5/31/96.
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
READ THE PROSPECTUS CAREFULLY BEFORE INVESTING.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS FLORIDA INSURED UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 500,000 State of Florida, Full Faith and Credit, Department of Transportation, 2005 at 101 AAA Aaa
Right-of-Way Acquisition and Bridge Construction Bonds, Series 1995, 5.875%
Due 7/1/24. (General Obligation Bonds.)
500,000 State of Florida, Department of Transportation, Turnpike Revenue Bonds, 2005 at 101 AAA Aaa
Series 1995A, 5.625% Due 7/1/25.
500,000 Dade County, Florida, Aviation Revenue Bonds, Series 1996B, 5.60% Due 2006 at 102 AAA Aaa
10/1/26.
500,000 The School Board of Escambia County, Florida, Certificates of 2006 at 102 AAA Aaa
Participation, Series 1996-2, 5.50% Due 2/1/22. (Original issue discount
bonds delivered on or about April 25, 1996 at a price of 94.25% of
principal amount.)
500,000 Reedy Creek Improvement District (Florida), (Located in Orange and Osceola 2005 at 101 AAA Aaa
Counties), Ad Valorem Tax Bonds, Series 1995C, 5.00% Due 6/1/19. (General
Obligation Bonds.)
500,000 St. Johns County, Florida, Water and Sewer Revenue and Refunding Bonds, 2006 at 102 AAA Aaa
Series 1996, 5.50% Due 6/1/26.
500,000 Commonwealth of Puerto Rico, Public Improvement Bonds of 1995 (General 2005 at 101 AAA Aaa
Obligation Bonds.), 5.375% Due 7/1/22. (Original issue discount bonds 1/2
delivered on or about May 4, 1995 at a price of 93.916% of principal
amount.)
----------------------------------------------------------------------------------------------------------------
$ 3,500,000 TOTAL 7 BONDS
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 06/27/96.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.07. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 99.54 4.90 % 5.27% 5.34% 5.30% 5.38% 5.32% 5.40 %
500 / $50,000 99.38 4.75 5.28 5.35 5.31 5.39 5.33 5.41
1,000 / $100,000 99.12 4.50 5.29 5.37 5.33 5.41 5.35 5.43
2,500 / $250,000 98.86 4.25 5.31 5.39 5.34 5.43 5.36 5.45
5,000 / $500,000 98.09 3.50 5.35 5.45 5.38 5.49 5.40 5.51
10,000 / $1,000,000 97.59 3.00 5.38 5.49 5.41 5.53 5.43 5.55
25,000 / $2,500,000 97.09 2.50 5.41 5.52 5.44 5.56 5.46 5.58
50,000 / $5,000,000 96.59 2.00 5.43 5.56 5.47 5.60 5.49 5.62
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by tax
UNIT TRUST bracket)
RETURN 28.0% 31.0% 36.0% 39.6%
<C> <S> <C> <C> <C> <C>
5.27 % 7.32% 7.64% 8.23% 8.73 %
5.28 7.33 7.65 8.25 8.74
5.29 7.35 7.67 8.27 8.76
5.31 7.38 7.70 8.30 8.79
5.35 7.43 7.75 8.36 8.86
5.38 7.47 7.80 8.41 8.91
5.41 7.51 7.84 8.45 8.96
5.43 7.54 7.87 8.48 8.99
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
08/01/96.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 8/15/96 $ .4808
Monthly plan 9/15/96 .4371 $ 5.2480
Quarterly plan 11/15/96 1.3194
2/15/97 1.3194 5.2800
Semi-annual plan 11/15/96 1.3239
5/15/97 2.6478 5.2990
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 99.61 = 100.391
investment offering price # of units
(as of and accrued purchased
06/27/96) interest
100.391 X $5.2480 = $526.85
# of units annual income annual income
purchased per unit
(monthly plan)
</TABLE>
<PAGE>
NUVEEN
NUVEEN NEW YORK
INSURED UNIT TRUST 253 873
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
RATED: "AAA" NUVEEN TAX-FREE UNIT TRUSTS:
ESTIMATED CURRENT RETURN: For the tax-sensitive, conservative investor.
5.32 - 5.53% - Double Tax-Free
ESTIMATED LONG-TERM RETURN: - Dependable Income
5.38 - 5.66% - Diversified Portfolios
DATE OF DEPOSIT: June 28, 1996 - Top-Rated Municipal Bonds
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal and state income
taxes. Capital gains are taxable.
Total Principal $3,500,000 in 35,000 units
Average Life 24.1 years
Call Protection Earliest ordinary optional call is 2004
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $101.44 to $98.44 depending on the purchase amount
Cusip 67102K 101 monthly payment plan
Numbers 67102K 119 quarterly payment plan
67102K 127 semi-annual payment plan
Insurance Individual bonds (not units) are fully insured by
MBIA Insurance Corporation, which guarantees
timely payment of interest and principal.
Registration Registered in New York
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
MATURITY DATES (Description of Chart)
2011-14 14.2%
2015-18 28.6%
2019-22 11.4%
2023-26 31.5%
2027+ 14.3%
The earliest ordinary optional call date is 2004
YIELD COMPARISON AS OF 06/27/96*
(Description of Yield Comparison Chart)
Nuveen UIT
Pre-Tax 8.94%
Tax Equivalent Yield 5.32%
Treasury Bonds
Pre-Tax 7.54%
Tax Equivalent Yield 7.00%
Corporate Bonds
</TABLE>
<PAGE>
<TABLE>
<S> <C>
Yield 7.94%
</TABLE>
*COMPARES TRUST WITH 30-YEAR TREASURY BONDS AND LEHMAN BROTHERS INVESTMENT
GRADE LONG CORPORATE BOND INDEX. ASSUMES 40.5% FEDERAL AND STATE INCOME TAX
RATE AND A 7.125% STATE INCOME TAX RATE. TREASURY BONDS ARE SUBJECT TO FEDERAL
BUT NOT STATE INCOME TAXES; CORPORATE BONDS ARE GENERALLY SUBJECT TO BOTH.
TREASURY BONDS, UNLIKE MUNICIPAL BONDS, ARE GUARANTEED BY THE U.S. GOVERNMENT.
THE LEHMAN BROTHERS INVESTMENT GRADE LONG CORPORATE BOND INDEX IS CALCULATED
AS OF 5/31/96.
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
READ THE PROSPECTUS CAREFULLY BEFORE INVESTING.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS NEW YORK INSURED UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 500,000 The Port Authority of New York and New Jersey, Consolidated Bonds, One 2005 at 101 AAA Aaa
Hundredth Series, 5.75% Due 6/15/30.
500,000 State of New York, General Obligation Bonds, Environmental Quality 1986 2006 at 101 AAA Aaa
Bonds, 5.00% Due 1/15/12.
500,000 Dormitory Authority of the State of New York, Mount Sinai School of 2004 at 102 AAA Aaa
Medicine, Insured Revenue Bonds, Series 1994A, 5.00% Due 7/1/16.
500,000 New York Local Government Assistance Corporation (New York), Series 1995A 2005 at 102 AAA Aaa
Bonds, 6.00% Due 4/1/24.
500,000 New York State Medical Care Facilities Finance Agency, Mental Health 2005 at 102 AAA Aaa
Services Facilities Improvement Revenue Bonds, 1995 Series A, 6.00% Due
2/15/25. (General Obligation Bonds.)
400,000 City of New Rochelle, Westchester County, New York, General Obligations, 2004 at 102 AAA Aaa
Public Improvement Bonds, 1994 Series B, 6.15% Due 8/15/19.
500,000 The City of New York (New York), General Obligation Bonds, Fiscal 1996 2006 at 101 AAA Aaa
Series F, 5.75% Due 2/1/15. (Original issue discount bonds delivered on or 1/2
about January 9, 1996 at a price of 94.258% of principal amount.)
100,000 New York City (New York), Municipal Water Finance Authority, Water and 2004 at 101 AAA Aaa
Sewer System Revenue Bonds, Fixed Rate Fiscal 1994 Series F, 5.50% Due 1/2
6/15/23.
----------------------------------------------------------------------------------------------------------------
$ 3,500,000 TOTAL 8 BONDS
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 06/27/96.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.07. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 101.44 4.90 % 5.32% 5.38% 5.35% 5.41% 5.37% 5.43 %
500 / $50,000 101.28 4.75 5.33 5.39 5.36 5.42 5.38 5.44
1,000 / $100,000 101.02 4.50 5.34 5.41 5.37 5.44 5.39 5.46
2,500 / $250,000 100.75 4.25 5.36 5.43 5.39 5.46 5.41 5.48
5,000 / $500,000 99.97 3.50 5.40 5.49 5.43 5.52 5.45 5.54
10,000 / $1,000,000 99.45 3.00 5.43 5.53 5.46 5.56 5.48 5.58
25,000 / $2,500,000 98.94 2.50 5.45 5.57 5.49 5.60 5.51 5.62
50,000 / $5,000,000 98.44 2.00 5.48 5.61 5.51 5.64 5.53 5.66
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by tax
UNIT TRUST bracket)
RETURN 33.0% 36.0% 40.5% 44.0%
<C> <S> <C> <C> <C> <C>
5.32 % 7.94% 8.31% 8.94% 9.50 %
5.33 7.96 8.33 8.96 9.52
5.34 7.97 8.34 8.97 9.54
5.36 8.00 8.38 9.01 9.57
5.40 8.06 8.44 9.08 9.64
5.43 8.10 8.48 9.13 9.70
5.45 8.13 8.52 9.16 9.73
5.48 8.18 8.56 9.21 9.79
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
08/01/96.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 8/15/96 $ .4943
Monthly plan 9/15/96 .4494 $ 5.3961
Quarterly plan 11/15/96 1.3563
2/15/97 1.3563 5.4281
Semi-annual plan 11/15/96 1.3617
5/15/97 2.7234 5.4471
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 101.51 = 98.512
investment offering price # of units
(as of and accrued purchased
06/27/96) interest
98.512 X $5.3961 = $531.58
# of units annual income annual income
purchased per unit
(monthly plan)
</TABLE>
<PAGE>
NUVEEN
NUVEEN PENNSYLVANIA
INSURED UNIT TRUST 213 873
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
RATED: "AAA" NUVEEN TAX-FREE UNIT TRUSTS:
ESTIMATED CURRENT RETURN: For the tax-sensitive, conservative investor.
5.32 - 5.54% - Double Tax-Free
ESTIMATED LONG-TERM RETURN: - Dependable Income
5.43 - 5.70% - Diversified Portfolios
DATE OF DEPOSIT: June 28, 1996 - Top-Rated Municipal Bonds
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal and state income
taxes. Capital gains are taxable.
Total Principal $3,500,000 in 35,000 units
Average Life 24.5 years
Call Protection Earliest ordinary optional call is 2005
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $99.66 to $96.71 depending on the purchase amount
Cusip 6706H8 613 monthly payment plan
Numbers 6706H8 621 quarterly payment plan
6706H8 639 semi-annual payment plan
Insurance Individual bonds (not units) are fully insured by
MBIA Insurance Corporation, which guarantees
timely payment of interest and principal.
Registration Registered in Pennsylvania
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
MATURITY DATES (Description of Chart)
2013-16 17.2%
2017-20 25.7%
2021-24 42.8%
2025+ 14.3%
The earliest ordinary optional call date is 2005
YIELD COMPARISON AS OF 06/27/96*
(Description of Yield Comparison Chart)
Nuveen UIT
Pre-Tax 8.58%
Tax Equivalent Yield 5.32%
Treasury Bonds
Pre-Tax 7.20%
Tax Equivalent Yield 7.00%
Corporate Bonds
Yield 7.94%
</TABLE>
<PAGE>
*COMPARES TRUST WITH 30-YEAR TREASURY BONDS AND LEHMAN BROTHERS INVESTMENT
GRADE LONG CORPORATE BOND INDEX. ASSUMES 38.0% FEDERAL AND STATE INCOME TAX
RATE AND A 2.8% STATE INCOME TAX RATE. TREASURY BONDS ARE SUBJECT TO FEDERAL
BUT NOT STATE INCOME TAXES; CORPORATE BONDS ARE GENERALLY SUBJECT TO BOTH.
TREASURY BONDS, UNLIKE MUNICIPAL BONDS, ARE GUARANTEED BY THE U.S. GOVERNMENT.
THE LEHMAN BROTHERS INVESTMENT GRADE LONG CORPORATE BOND INDEX IS CALCULATED
AS OF 5/31/96.
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
READ THE PROSPECTUS CAREFULLY BEFORE INVESTING.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS PENNSYLVANIA INSURED UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 500,000 Pennsylvania Higher Educational Facilities Authority (Commonwealth of Penn- 2006 at 100 AAA Aaa
sylvania), Revenue Bonds, State System of Higher Education, Series N,
5.875% Due 6/15/21.
500,000 Pennsylvania Higher Educational Facilities Authority (Commonwealth of Penn- 2006 at 100 AAA Aaa
sylvania), Philadelphia College of Pharmacy and Science Revenue Bonds,
Series of 1995, 5.40% Due 11/1/15.
500,000 Allegheny County Hospital Development Authority (Allegheny County, 2006 at 102 AAA Aaa
Pennsylvania), Hospital Revenue Bonds, Series A of 1996 (South Hills Health
System), 5.875% Due 5/1/26.
500,000 The Cambria County Industrial Development Authority (Pennsylvania), 2005 at 102 AAA Aaa
Pollution Control Revenue Refunding Bonds, 1995 Series A (Pennsylvania
Electric Company Project), 5.80% Due 11/1/20.
400,000 Delaware County Authority (Commonwealth of Pennsylvania), Hospital Revenue 2005 at 102 AAA Aaa
Bonds, Series of 1995 (Delaware County Memorial Hospital), 5.50% Due
8/15/19. (Original issue discount bonds delivered on or about July 27, 1995
at a price of 94.645% of principal amount.)
500,000 Northampton County Industrial Development Authority (Pennsylvania), 2005 at 102 AAA Aaa
Pollution Control Revenue Refunding Bonds, 1995 Series A (Metropolitan
Edison Company Project), 6.10% Due 7/15/21.
100,000 The Municipal Authority of the Township of Robinson (Pennsylvania), Water No Optional AAA Aaa
and Sewer System Revenue Refunding Bonds, Series A of 1995, 0.00% Due Call
5/15/13. (Original issue discount bonds delivered on or about November 9,
1995 at a price of 36.421% of principal amount.)
500,000 Commonwealth of Puerto Rico, Public Improvement Bonds of 1995 (General 2005 at 101 AAA Aaa
Obligation Bonds.), 5.375% Due 7/1/22. (Original issue discount bonds 1/2
delivered on or about May 4, 1995 at a price of 93.916% of principal
amount.)
----------------------------------------------------------------------------------------------------------------
$ 3,500,000 TOTAL 8 BONDS
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 06/27/96.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.07. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 99.66 4.90 % 5.32% 5.43% 5.35% 5.45% 5.37% 5.47 %
500 / $50,000 99.51 4.75 5.33 5.43 5.36 5.46 5.38 5.48
1,000 / $100,000 99.25 4.50 5.34 5.46 5.37 5.49 5.39 5.51
2,500 / $250,000 98.99 4.25 5.36 5.47 5.39 5.50 5.41 5.52
5,000 / $500,000 98.22 3.50 5.40 5.54 5.43 5.57 5.45 5.59
10,000 / $1,000,000 97.71 3.00 5.43 5.58 5.46 5.61 5.48 5.62
25,000 / $2,500,000 97.21 2.50 5.45 5.61 5.49 5.64 5.51 5.66
50,000 / $5,000,000 96.71 2.00 5.48 5.65 5.52 5.68 5.54 5.70
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by tax
UNIT TRUST bracket)
RETURN 30.0% 33.0% 38.0% 41.5%
<C> <S> <C> <C> <C> <C>
5.32 % 7.60% 7.94% 8.58% 9.09 %
5.33 7.61 7.96 8.60 9.11
5.34 7.63 7.97 8.61 9.13
5.36 7.66 8.00 8.65 9.16
5.40 7.71 8.06 8.71 9.23
5.43 7.76 8.10 8.76 9.28
5.45 7.79 8.13 8.79 9.32
5.48 7.83 8.18 8.84 9.37
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
08/01/96.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 8/15/96 $ .4857
Monthly plan 9/15/96 .4416 $ 5.3022
Quarterly plan 11/15/96 1.3329
2/15/97 1.3329 5.3342
Semi-annual plan 11/15/96 1.3374
5/15/97 2.6748 5.3532
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 99.73 = 100.270
investment offering price # of units
(as of and accrued purchased
06/27/96) interest
100.270 X $5.3022 = $531.65
# of units annual income annual income
purchased per unit
(monthly plan)
</TABLE>