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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
SCHEDULE 13D/A
Under the Securities Exchange Act of 1934
(Amendment No. 2)*
Pittsburgh Home Financial Corp.
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(Name of Issuer)
Common Stock, $ .01 par value
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(Title of Class of Securities)
725149 10 8
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(CUSIP Number)
Mark E. Mazzei, Esq.
Rose, Schmidt, Hasley & DiSalle, P.C.
900 Oliver Building
Pittsburgh, PA 15222-2310
(412) 434-8600
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(Name, Address and Telephone Number of
Person Authorized to Receive Notices and Communications)
November 30, 1999
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(Date of Event Which Requires Filing of this Statement)
If the filing person has previously filed a statement on
Schedule 13G to report the acquisition which is the subject to
this Schedule 13D and is filing this schedule because of
Rule 13d-1(b)(3) and (4), check the following box / /.
*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to
the subject class of securities, and for any subsequent amendment
containing information which would alter disclosures provided in
a prior cover page.
The information required on the remainder of this cover page
shall not be deemed to be "filed" for the purpose of Section 18
of the securities Exchange Act of 1934 ("Act") or otherwise
subject to the liabilities of that section of the Act but shall
be subject to all other provisions of the Act (however, see the
Notes).
Schedule 13D/A
Company: Pittsburgh Home Financial Corp.
CUSIP Number: 725149 10 8
_________________________________________________________________
1. Names of Reporting Persons. Jeffrey W. Tott
I.R.S. Identification Nos. of above persons (entities
only).
_________________________________________________________________
2. Check the Appropriate Box if a Member of a Group
(See Instructions)
(a)
(b) _______________________________________________________________
3. SEC Use Only
_________________________________________________________________
4. Source of Funds (See Instructions) PF
_________________________________________________________________
5. Check if disclosure of Legal Proceedings Is
Required Pursuant to Items 2(d) or 2(e)
________________________________________________________________
6. Citizenship or Place of Organization U.S.A.
_________________________________________________________________
7. Sole Voting power 138,655
Number of shares ____________________________________________
Beneficially Owned 8. Shared Voting Power -0-
by each Reporting ____________________________________________
Person With 9. Sole Dispositive Power 138,655
____________________________________________
10. Shared Dispositive Power -0-
_________________________________________________________________
11. Aggregate Amount Beneficially Owned by Each Reporting
Person 138,655
_________________________________________________________________
12. Check if the Aggregate Amount in Row (11) Excludes
Certain Shares (See Instructions)
_________________________________________________________________
13. Percent of Class represented by Amount in Row (11)
7.8% of Common Stock
_________________________________________________________________
14. Type of Reporting Person (See Instructions) IN
_________________________________________________________________
Schedule 13D
Company: Pittsburgh Home Financial Corp.
CUSIP Number: 725149 10 8
Item 1. Security and Issuer.
This statement relates to the Common Stock, $.01 per share par
value (the "Common Stock"), of Pittsburgh Home Financial, a
Pennsylvania corporation (the "Company"), whose principal
executive offices are located at 438 Wood Street, Pittsburgh
Pennsylvania, 15222.
Item 2. Identity and Background.
a) Jeffrey W. Tott
b) Barberry Farm, Barberry Road, Sewickley, PA 15143
c) President, Specialty Bar Products Company, a Pennsylvania
corporation engaged in the fabrication of specialty metal
products, with an address of 200 Martha Street, P.O. Box 127,
Blairsville, PA 15717.
d) None
e) None
f) U.S.A.
Item 3. Source and Amount of Funds or Other Consideration.
The source of funds for Jeffrey W. Tott's acquisition was
personal funds. The aggregate amount of funds used by Mr. Tott
in making the acquisitions referred to in this Amendment was
was $265,130.
Item 4. Purpose of Transaction.
The purpose for Mr. Tott's acquisition of the Company's
securities was investment purposes, though Mr. Tott may acquire
additional shares of Common Stock.
Item 5. Interest in Securities of the Issuer.
(a) Jeffrey W. Tott is deemed to be the beneficial owner
of 138,655 shares (which number includes shares acquired via
dividend reinvestment) of the Company's $.01 Common Stock,
which represents, based upon the Company's August 16, 1999
Form 10-Q filing with the SEC, approximately 7.8% of the
Company's Common Stock.
(b) Mr. Tott has sole voting power and dispositive power
with respect to his shares of Common Stock.
(c) Within the sixty (60) days prior to settlement on Mr. Tott's
Common Stock purchase of November 23, 1999, Mr. Tott acquired
the following shares of Common Stock, all of which were
effected through the use of a broker:
Trans. Date No. of Shares Price per Share
10/12/99 5,000 $ 12.51
10/19/99 100 12.42
10/21/99 500 12.71
10/29/99 554 13.49 Div. Reinvest.
11/16/99 2,000 13.33
11/17/99 1,000 13.33
11/18/99 400 13.46
11/19/99 7,800 13.45
11/23/99 3,300 13.51
(d) No person other than Mr. Tott has the right to receive or
the power to direct the receipt of (i)interest from or the
proceeds from the sale of the Common Stock owned beneficially
by Mr. Tott, or (ii) dividends from or the proceeds from the
sale of the Common Stock owned beneficially by Mr. Tott.
Item 6. Contracts, Arrangements, Understandings or
Relationships with Respect to Securities of the Issuer.
None
Item 7. Material to be filed as Exhibits
None
SIGNATURE
After reasonable inquiry and to the best of my knowledge
and belief, I certify that the information set forth in this
statement is true, complete and correct.
/s/ Jeffrey W. Tott
Date: November 30, 1999.
