Anderson Associates, LLP
Certified Public Accountants
7621 Fitch Lane
Baltimore, Maryland 21236
410-882-8050
CONSENT OF INDEPENDENT ACCOUNTANTS
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We hereby consent to the incorporation by reference in this
Registration Statement on Form S-4 of Patapsco Bancorp, Inc. of our report,
dated August 25, 1999, relating to the consolidated financial statements, which
appears in the Patapsco Bancorp, Inc.'s 1999 Annual Report on Form 10-K for the
year ended June 30, 1999. We also consent to the reference to us under the
heading "Experts" in such Registration Statement.
/s/ Anderson Associates, LLP
Baltimore, Maryland
