RELIANCE BANCSHARES INC
15-12G, 1999-01-22
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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<PAGE>   1

                     SECURITIES AND EXCHANGE COMMISSION

                            WASHINGTON, D.C. 20549

                                   FORM 15

CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF
THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTION 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.


                                       Commission File Number     0-27624
                                                             -------------------


                           RELIANCE BANCSHARES, INC.
- --------------------------------------------------------------------------------
            (Exact name of registrant as specified in its charter)

            3140 SOUTH 27TH STREET, MILWAUKEE, WISCONSIN 53215 (414)671-2222
- --------------------------------------------------------------------------------
(Address, including zip code, and telephone number, including area code, of
                  registrant's principal executive offices)

                    COMMON STOCK, $1.00 PAR VALUE PER SHARE
- --------------------------------------------------------------------------------
           (Title of each class of securities covered by this Form)

                                      NONE
- --------------------------------------------------------------------------------
 (Titles of all other classes of securities for which a duty to file reports
                    under section 13(a) or 15(d) remains)



Please place an X in the box(es) to designate the appropriate rule provision(s)
relied upon to terminate or suspend the duty to file reports:

        Rule 12g-4(a)(1)(i)    [X]         Rule 12h-3(b)(1)(ii)      [ ]
        Rule 12g-4(a)(1)(ii)   [ ]                                      
        Rule 12g-4(a)(2)(i)    [ ]         Rule 12h-3(b)(2)(i)       [ ]
        Rule 12g-4(a)(2)(ii)   [ ]         Rule 12h-3(b)(2)(ii)      [ ]
        Rule 12h-3(b)(1)(i)    [ ]         Rule 15d-6                [X]



Approximate number of holders of record as of the certification or notice date:

                                       0
- --------------------------------------------------------------------------------



Pursuant to the requirements of the Securities Exchange Act of 1934, Reliance
Bancshares, Inc. has caused this certification/notice to be signed on its behalf
by the undersigned duly authorized person.


Date: JANUARY 22, 1999                  By:  /s/ ALLAN T. BACH, 
      ----------------                           PRESIDENT AND CHIEF
                                                 EXECUTIVE OFFICER
                                             ------------------------------
                                             Name and Title


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