SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K
X ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the period from November 28, 1995(INCEPTION) to December 31, 1995
OR
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the transition period from to
Commission File Number 33-87040
EquiVantage Home Equity Loan Trust 1995-2
(Exact name of registrant as specified in its charter)
New York N/A
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
c/o EquiVantage Acceptance Corp
13111 Northwest Freeway
Houston, Texas
Attention: John E. Smith 77040
(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number including area code (713) 895-1957
Securities registered pursuant to Section 12 (b) of the Act:
NONE
Securities registered pursuant to Section 12 (g) of the Act:
NONE
Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15 (d) of the Securities Exchange
Act of 1934 during the preceding 12 months (or for such shorter period
that the registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days. Yes XX No
Indicate by check mark if disclosure of delinquent filers pursuant to
Item 405 of Regulation S-K is not contained herein, and will not be
contained, to the best of registrant's knowledge, in definitive proxy or
information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K. Yes No XX
Aggregate market value of voting stock held by non-affiliates of the
registrant as of December 31, 1995: NOT APPLICABLE
Number of shares of common stock outstanding as of December 31, 1995:
NOT APPLICABLE
Page 1 of 7 Pages
EQUIVANTAGE HOME EQUITY LOAN TRUST 1995-2
FORM 10-K
INDEX
Page Number
PART I.
Item 2. Properties 3
Item 3. Legal Proceedings 3
Item 4. Submission of Matters to a Vote of Security Holders 3
PART II.
Item 5. Market for Registrant's Common Equity and 3
Related Stockholder Matters
Item 8. Financial Statements and Supplementary Data 3
Item 9. Changes In and Disagreements With Accountants 3
on Accounting and Financial Disclosure
PART III.
Item 12. Security Ownership of Certain Beneficial 4
Owners and Management
PART IV.
Item 14. Exhibits, Financial Statement Schedules 4
and Reports on Form 8-K
SIGNATURES
Supplemental Information to be Furnished with Reports Filed Pursuant to 5
Section 15 (d) of the Securities Exchange Act of 1934 of Registrants Which
Have Not Registered Securities Pursuant to Section 12 of such Act.
INDEX OF EXHIBITS 6
PART I.
Item 2. Properties
The Issuer has no physical properties. The EquiVantage Home Equity Loan
Trust 1995-2 securities represent in the aggregate the entire beneficial
ownership interest in a trust consisting fixed rate, closed-end mortgage
loans secured by first or junior mortgages or deeds of trust on one-to-four
family residential properties. We will furnish an Annual Statement of
Compliance delivered by the Mortgage Servicer to the Trustee with respect
to each Mortgage Servicer in the series.
Annual Statement of Compliance...........................................
..............Not available currently.
Will be subsequently filed on Form 10K/A.
Item 3. Legal Proceedings
NONE.
Item 4. Submission of Matters to a Vote of Security Holders
No matters were submitted to a vote of holders of equity interest during
the period covered by this report through the solicitation of proxies or
otherwise.
PART II
Item 5. Market for the Registrant's Common Equity and Related Stockholder
Matters.
The Issuer does not issue stock. Presently, there is no established
trading market for the Trust's securities. The holders of the EquiVantage
Home Equity Loan Trust 1995-2 will be subsequently filed on Form 10K/A.
Item 8. Financial Statements and Supplementary Data.
Annual Statement of Compliance.............................................
...........Not available currently.
Will be subsequently filed on Form 10K/A.
Independent Accountant's Report on Servicer's
Servicing Activities....................................................
............Not available currently.
Will be subsequently filed on Form 10K/A.
Item 9. Changes In and Disagreement with Accountants on Accounting and
Financial Disclosure.
NONE
PART III
Item 12. Security Ownership of Certain Beneficial Owners and Management.
Security Ownership of Certain Beneficial Owners...........................
................ Will be filed subsequently on Form 10K/A.
PART IV
Item 14. Exhibits, Financial Statement Schedules and Reports on Form 8K
(a) (1) Financial Statements...............Annual Statement of Compliance
and Independent Accountant's Report on Servicer's Servicing
Activities are not currrently available. Will be filed subsequently
on Form 10K/A.
(a) (2) Financial Statement Schedules
NOT APPLICABLE
(a) (3) Exhibits
* Filed with the SEC on the indicated dates.
7
