LONDON FINANCIAL CORP
SC 13G/A, 2000-02-09
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                  SCHEDULE 13G


                    Under the Securities Exchange Act of 1934
                               (Amendment No. 2 )


                          London Financial Corporation
                                (Name of Issuer)


                                  Common Stock
                         (Title of Class of Securities)


                                   541819 10 0
                                 (CUSIP Number)


                                December 31, 1999
             (Date of Event Which Requires Filing of this Statement)


Check the  appropriate box to designate the rule pursuant to which this Schedule
is filed:

         [ ]    Rule 13d-1(b)
         [ ]    Rule 13d-1(c)
         [X]    Rule 13d-1(d)

* The remainder of this cover page shall be filled out for a reporting  person's
initial filing on this form with respect to the subject class of securities, and
for any  subsequent  amendment  containing  information  which  would  alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the  Securities  Exchange  Act of
1934 ("Act") or otherwise  subject to the liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).

<PAGE>



- ----------------------------------------
CUSIP No.   541819 10 0                  13G
         -------------------
- ----------------------------------------

- --------------------------------------------------------------------------------
    1      NAME OF REPORTING PERSON
           S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

           Kennison A. Sims

- --------------------------------------------------------------------------------
    2      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*

           (a)

           (b)

- --------------------------------------------------------------------------------
    3      SEC USE ONLY

- --------------------------------------------------------------------------------
    4      CITIZENSHIP OR PLACE OF ORGANIZATION

           United States

- --------------------------------------------------------------------------------
                              5     SOLE VOTING POWER

                                    36,308

        NUMBER OF          -----------------------------------------------------
         SHARES               6     SHARED VOTING POWER
      BENEFICIALLY
          OWNED                     6,775
         BY EACH
     REPORTING PERSON      -----------------------------------------------------
          WITH                7     SOLE DISPOSITIVE POWER

                                    21,948

                           -------- --------------------------------------------
                              8     SHARED DISPOSITIVE POWER

                                    6,775

- --------------------------------------------------------------------------------
    9      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

           43,083

- --------------------------------------------------------------------------------
   10      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*

- --------------------------------------------------------------------------------
   11      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9

           9.0%

- --------------------------------------------------------------------------------
   12      TYPE OF REPORTING PERSON*

           IN

- --------------------------------------------------------------------------------


<PAGE>
Item 1(a).               Name of Issuer:

                         London Financial Corporation

Item 1(b).               Address of Issuer's Principal Executive Offices:

                         2 East High Street
                         London, Ohio 43140

Item 2(a).               Name of Person Filing:

                         Kennison A. Sims

Item 2(b).               Address of Principal Business Office or, if none,
                         Residence:

                         1418 Old Xenia Road
                         London, Ohio 43140


Item 2(c).               Citizenship:

                         United States

Item 2(d).               Title and Class of Securities:

                         Common Stock

Item 2(e).               CUSIP Number

                         551819 10 0

Item 3.                  If this statement is filed pursuant to Rules 13d-1(b),
                         or 13d-2(b) or (c), check whether the person is filing
                         a:

                         (a)  [ ]   Broker or Dealer registered under Section 15
                                    of the Act (15 U.S.C. 78o).

                         (b)  [ ]   Bank as defined in section 3(a)(6) of the
                                    Act (15 U.S.C. 78c).

                         (c)  [ ]   Insurance Company as defined in section 3(a)
                                    (19) of the Act (15 U.S.C. 78c).

                         (d)  [ ]   Investment Company registered under section
                                    8 of the Investment Company Act of 1940
                                    (15 U.S.C. 80a-8).

                         (e)  [ ]   An investment adviser in accordance with
                                    Section 240.13d-1(b)(1)(ii)(E).

                         (f)  [ ]   An employee benefit plan or endowment fund
                                    in accordance with Section
                                    240.13d-1(b)(1)(ii)(F).

                         (g)  [ ]   A parent holding company or control person
                                    in accordance with Section
                                    240.13d-1(b)(1)(ii)(G).

                         (h)  [ ]   A savings association as defined in Section
                                    13(b) of the Federal Deposit Insurance Act
                                    (12 U.S.C. 1813).

                         (i)  [ ]   A church plan that is excluded from the
                                    definition of an investment company under
                                    Section 3(c)(14) of the Investment Company
                                    Act of 1940 (15 U.S.C. 80a-3).

                         (j)  [ ]   A group, in accordance with Section
                                    240.13d-1(b)(1)(ii)(J).


<PAGE>
Item 4.                  Ownership:

                         (a)     Amount Beneficially Owned:

                                 43,083

                         (b)     Percent of Class:

                                 9.0%

                         (c)     Number of shares as to which such person has:

                                 (i)     sole power to vote or to direct the
                                         vote:  36,308

                                 (ii)    shared power to vote or to direct the
                                         vote:  6,775

                                 (iii)   sole power to dispose or to direct the
                                         disposition of:  21,948

                                 (iv)    shared power to dispose or to direct
                                         the disposition of:  6,775

Item 5.                  Ownership of Five Percent or Less of a Class:

                         Inapplicable

Item 6.                  Ownership of More Than Five Percent on Behalf of
                         Another Person:

                         Inapplicable

Item 7.                  Identification and Classification of the Subsidiary
                         Which Acquired the Security Being Reported on by the
                         Parent Holding Company:

                         Inapplicable

Item 8.                  Identification and Classification of Members of the
                         Group:

                         Inapplicable

Item 9.                  Notice of Dissolution of Group:

                         Inapplicable

Item 10.                 Certification:

                         Inapplicable

Signature:

         After reasonable  inquiry and to the best of my knowledge and belief, I
         certify  that the  information  set  forth in this  statement  is true,
         complete and correct.







Feb. 7, 2000                                             /s/ Kennison A. Sims
Date                                                     Kennison A. Sims




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