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EXHIBIT 23
Independent Auditors' Consent
The Board of Directors
PFF Bancorp, Inc.:
We consent to incorporation by reference in the registration statement (No. 33-
20337) on Form S-8 of PFF Bancorp, Inc. of our report dated April 21, 2000,
relating to the consolidated balance sheets of PFF Bancorp, Inc. and subsidiary
as of March 31, 2000 and 1999 and the related consolidated statements of
earnings, comprehensive earnings, stockholder's equity and cash flows for each
of the years in the three-year period ended March 31, 2000, which report appears
in the March 31, 2000, annual report on Form 10-K of PFF Bancorp, Inc.
KPMG LLP
Orange County, California
June 28, 2000
