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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K
ANNUAL REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
CHASE CREDIT CARD MASTER TRUST
(formerly known as "Chemical Master Credit Card Trust I")
(Series 1995-1, 1995-2, 1995-3, 1995-4, 1996-1, 1996-2 and 1996-3)
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(Issuer of Securities)
THE CHASE MANHATTAN BANK (formerly known as 'Chemical Bank')
(Sponsor of the Trust)
(Exact name of registrant as specified in its charter)
New York 33-94190 13-4994650
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(State or other (Commission (IRS Employer
jurisdiction of File Number) Identification No.)
270 Park Avenue, New York 10017
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (212) 270-6000
Securities registered pursuant to Section 12(b) of the Act: None.
Securities registered pursuant to Section 12(g) of the Act: None
Indicate by a check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports) and (2) has been subject to such
filing requirements for the past 90 days. Yes: X No:
The Issuer had no voting stock or class of common stock outstanding as of
the date of this report.
On March 22, 1991, the registrant was issued a no-action letter
(the "No-Action Letter") by the Commission with respect to certain of the
registrant's reporting requirements pursuant to Section 13 or 15(d) of the Act.
Registrant has not been involved in bankruptcy proceedings during the preceding
five years.
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Chase Credit Card Master Trust (the "Trust") is maintained pursuant to a
Pooling and Servicing Agreement (the "Agreement") between The Chase Manhattan
Bank (formerly known as Chemical Bank), as Servicer, Chase Manhattan Bank USA,
National Association, the successor to Chemical Bank, as Seller, and an
unrelated trustee (the "Trustee"). The Asset Backed Certificates of the Trust
represent the beneficial ownership interest in the Trust. The Trust files
reports pursuant to Sections 13 and 15(d) of the Securities Exchange Act of
1934, as amended, in the manner described in "no-action" letters submitted
to the Office of Chief Counsel on behalf of the originators of comparable
trusts. Accordingly, responses to certain items have been omitted from or
modified in this Annual Report.
PART I
Item 1. Business.
Omitted.
Item 2. Properties.
The assets of the Trust consist of, among other things, a segregated pool
of receivables arising under credit card accounts. Information regarding the
mortgaged properties is included in the monthly report to Certificateholders
for the month of December 1996 filed on Form 8-K on January 7, 1997. The
Issuer will file the report of its independent public accountants with respect
to the servicing of the Certificates on Form 8-K when received.
Item 3. Legal Proceedings.
The registrant knows of no material pending legal proceedings with
respect to the Trust, involving the Trust, The Bank of New York,
(the "Trustee"), The Chase Manhattan Bank (the "Servicer") or the Registrant.
Item 4. Submission of Matters to a Vote of Security Holders.
No matter was submitted to a vote of Certificateholders during the
fiscal year covered by this report.
PART II
Item 5. Market for Registrant's Common Equity and Related Stockholder Matters.
To the knowledge of the registrant, the Certificates are traded in
the over-the-counter market to a limited extent.
The records of the Trust indicate that as of December 31, 1996, there
was one Certificateholder of record.
Item 6. Selected Financial Data.
Omitted.
Item 7. Management's Discussion and Analysis of
Financial Condition and Results of Operations.
Omitted.
Item 8. Financial Statements and Supplementary Data.
Omitted.
Item 9. Changes in and Disagreements with Accountants on
Accounting and Financial Disclosure.
None.
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PART III
Item 10. Directors and Executive Officers of the Registrant.
Omitted.
Item 11. Executive Compensation.
Omitted.
Item 12. Security Ownership of Certain Beneficial Owners and
Management.
As of December 31, 1996, the following numbers of beneficial owners
with more than 5% of each class of each of the Series of Certificates
. Series class number of 5% holders
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1995-1: A 4
B 1
1995-2: A 6
B 1
1995-3: A 4
B 2
1995-4: A 7
B 2
1996-1: A 6
B 5
1996-2: A 4
B 1
1996-3: A 6
B 1
Item 13. Certain Relationships and Related Transactions.
Omitted.
PART IV
Item 14. Exhibits, Financial Statement Schedules, and
Reports of Form 8-K.
(a) The following documents are filed as part of this Annual Report
on Form 10-K: NONE.
(b), (c), (d) Omitted.
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SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the
Securities Exchange Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned, thereunto duly authorized
Date: March 31, 1997
THE CHASE MANHATTAN BANK
as Servicer
By: /s/ John R. Byers
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Name: John R. Byers
Title: Vice President
SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO
SECTION 15(D) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED
SECURITIES PURSUANT TO SECTION 12 OF THE ACT.
No annual report, proxy statement, form of proxy or other proxy soliciting
material has been sent to Certificateholders during the period covered by this
Annual Report on Form 10-K and the registrant does not intend to furnish such
materials to Certificateholders subsequent to the filing of this report.
