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EXHIBIT 99
TERM SHEETS
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ANNEX B
MULTIFAMILY SCHEDULE
<TABLE>
<CAPTION>
Loan Cut-Off Utilities Tenant Pays/
Sequence Number Property Name Balance Payment of Util.
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<S> <C> <C> <C> <C>
C54 51840 Cimarron Apartments $ 6,124,148 Electric
C53 51841 Farmstead Apartments 11,140,240 Electric
C52 51842 Tiburon Apartments 16,435,833 Electric
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SUB-TOTAL CROSSED LOANS $ 33,700,222
C55 50927 Wellington Meadows Apartments 18,873,500 Electric, Gas, Cable TV
C56 50156 Mariner Shores Apartments 10,669,448 Cable TV, Electric
C57 51520 The Mark at Salem Station 10,111,037 Electric, Gas, Sewer, Water
C58 51816 Oasis Vista Apartments 8,884,640 Electric, Cable TV, AC
C59 51519 Hickory Hills Townhouses 7,221,407 Electric, Gas, Cable TV
C60 50787 1121 Morrison Ave 5,871,356 Electric, Gas, AC
C61 51669 North Decatur Manor Apartments 5,195,184 Electric
P62 3102092 Alder Creek Apartments 5,043,966 Unable to Determine
C63 50130 Grassy Creek Apartments 4,955,950 Electric, Sewer, Water
C64 50295 Oakridge Apartments 4,869,188 Electric
P65 3018413 Apple Apartments 3,780,675 Partial Paid by Each
P66 2006617 Kingswood Gardens Apartments 3,706,640 Partial Paid by Each
P67 3012945 Golf Course Square Apartments 3,428,683 Partial Paid by Each
P68 3012952 Woodgate Oaks Apartments 3,197,016 Partial Paid by Each
C69 51663 Seasons Apartments 3,193,104 Cable TV, Electric
C70 51460 Bath Street Apartments 2,955,729 None
P71 3016946 Park Brighton Apartments 2,878,769 Partial Paid by Each
P72 4542254 Sunrise Village Apartments 2,812,908 Partial Paid by Each
P73 3009552 Ashton Park Apartments 2,769,936 Partial Paid by Each
C74 51533 Clearbrook Apartments 2,713,273 Electric, Gas, Cable TV
P75 3032679 First Place Apartments 2,631,720 Partial Paid by Each
C76 51568 Sunchase Square Apartments 2,571,815 Cable TV, Electric
C77 51511 Casa Verde Apartments 2,575,249 Electric, Gas
C78 51078 Venbury Trail Apartments 2,556,896 Electric
P79 3103140 Gallery Park Apartment 2,499,366 Unable to Determine
C80 51630 Summit Crossing Apartments 2,461,101 Electric, Gas, Sewer, Water
C81 51614 Timber Ridge Apartments 2,369,494 Electric, Gas
C82 51526 Shadowbrook Apartments 2,338,378 Electric, Gas, Water, Cable TV
P83 4541876 Glennbrook Apartments 2,298,335 Partial Paid by Each
C84 50550 Embassy Square Apartments 2,249,339 Electric, Cable TV
C85 51525 Seashore Apartments 2,162,186 Electric, Gas
C86 50395 2304 Sedgwick Ave 2,085,721 Electric, Gas, AC
C87 51624 Imperial Courtyard Apartments 2,085,357 None
C88A 51164 Power Properties 3-5908 Gaston Electric, Gas, Sewer, Water, Cable TV
C88B 51164 Power Properties 3-5808 Gaston Electric, Gas, Sewer, Water, Cable TV
C88C 51164 Power Properties 3-4935 Junius Electric, Gas, Sewer, Water, Cable TV
C88 51164 Power Properties 3 (Roll-Up) 2,020,003 Electric, Gas, Sewer, Water, Cable TV
C89 51532 West Oaks Club Apartments 1,930,506 Electric, Gas, Cable TV
C90 51515 5400 Live Oak Apartments 1,782,818 Cable TV
C91 51550 Buffalo Avenue Apartments 1,732,371 Electric
C92 51465 Ladera Apartments 1,576,974 Each tenant pays the Landlord
$50, mo. for utilities.
C93 51629 Anderson Park Apartments 1,530,537 Electric, Gas, Sewer, Water
P94 3020062 Villeurbanne Apartments 1,524,085 Partial Paid by Each
C95 51195 Pelican Cove Apartments 1,472,954 Electric
C96 51512 Oakley Lofts 1,436,934 Gas, Electric
C97 51234 Del Nido Apartments 1,414,721 Electric, Cable TV
C98 51513 Balcones Apartments 1,387,161 Electric, Gas
C99 51595 Bonnie Brae 1,291,778 Electric, Cable TV
C100 51535 Westwood Apts. 1,109,663 None
C101 50374 1065 Jerome Ave 1,048,400 Electric, Gas, AC
C102 51379 Bethany Biltmore Apartments 1,012,382 Electric, Gas
C103 51596 Casa Manana Apartments 993,967 Electric, Cable TV
C104 51473 Bayshore Apartments 981,974 Electric
C105 50599 610 West 143rd St. 852,162 Electric, Gas, AC
C106 51539 Central Manor Apartments 795,656 Electric
C107 50600 213-217 West 238th St 796,120 Electric, Gas, AC
C108 50789 511 West 147th St. 759,940 Electric, Gas, AC
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TOTAL MULTIFAMILY LOANS $205,168,694
</TABLE>
<TABLE>
<CAPTION>
Studio 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom
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Loan # of Avg # of Avg # of Avg # of Avg # of Avg
Sequence Number Property Name Units Rent Units Rent Units Rent Units Rent Units Rent
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<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
C54 51840 Cimarron Apartments 195 $492 15 $632
C53 51841 Farmstead Apartments 312 483 36 620
C52 51842 Tiburon Apartments 120 $433 402 476 60 595
SUB-TOTAL CROSSED LOANS
C55 50927 Wellington Meadows Apartments 140 708 172 931 20 $1,195
C56 50156 Mariner Shores Apartments 48 655 112 785 32 895
C57 51520 The Mark at Salem Station 99 648 100 720 24 835
C58 51816 Oasis Vista Apartments 96 438 232 541 80 593
C59 51519 Hickory Hills Townhouses 48 468 48 634 64 753 8 814
C60 50787 1121 Morrison Ave 25 517 216 542 59 614 5 736
C61 51669 North Decatur Manor Apartments 4 431 40 492 80 552 40 647
P62 3102092 Alder Creek Apartments 62 474 56 655 34 803
C63 50130 Grassy Creek Apartments 26 442 90 535 62 670 20 $751
C64 50295 Oakridge Apartments 148 373 80 517
P65 3018413 Apple Apartments 160 537 48 625
P66 2006617 Kingswood Gardens Apartments 390 385
P67 3012945 Golf Course Square Apartments 10 595 86 692
P68 3012952 Woodgate Oaks Apartments 28 570 68 665
C69 51663 Seasons Apartments 96 523
C70 51460 Bath Street Apartments 22 749 27 881 2 1,025
P71 3016946 Park Brighton Apartments 24 385 49 456 60 550
P72 4542254 Sunrise Village Apartments 20 481 49 573 16 729
P73 3009552 Ashton Park Apartments 15 495 109 585
C74 51533 Clearbrook Apartments 107 468 66 563 4 620
P75 3032679 First Place Apartments 28 568 32 675
C76 51568 Sunchase Square Apartments 28 308 104 383 60 566
C77 51511 Casa Verde Apartments 84 609
C78 51078 Venbury Trail Apartments 24 455 48 540 24 675
P79 3103140 Gallery Park Apartment 7 24
C80 51630 Summit Crossing Apartments 120 500
C81 51614 Timber Ridge Apartments 144 390
C82 51526 Shadowbrook Apartments 26 581 22 705 6 762
P83 4541876 Glennbrook Apartments 24 575 56 685
C84 50550 Embassy Square Apartments 36 681 14 839
C85 51525 Seashore Apartments 38 759 26 914
C86 50395 2304 Sedgwick Ave 4 510 27 566 15 571 11 602
C87 51624 Imperial Courtyard Apartments 32 493 55 614 4 727
C88A 51164 Power Properties 3-5908 Gaston 4 775 18 756
C88B 51164 Power Properties 3-5808 Gaston 12 575 6 692
C88C 51164 Power Properties 3-4935 Junius 10 705 4 900
C88 51164 Power Properties 3 (Roll-Up) 26 656 28 762
C89 51532 West Oaks Club Apartments 72 608
C90 51515 5400 Live Oak Apartments 4 413 26 653 14 968 1 1,000
C91 51550 Buffalo Avenue Apartments 3 517 30 647 11 771
C92 51465 Ladera Apartments 2 750 26 821
C93 51629 Anderson Park Apartments 4 415 88 449 4 513
P94 3020062 Villeurbanne Apartments 42 667
C95 51195 Pelican Cove Apartments 3 833 20 850 1 1,600
C96 51512 Oakley Lofts 5 1,537 5 1,625
C97 51234 Del Nido Apartments 30 382 64 420 1 500
C98 51513 Balcones Apartments 44 395 20 505 2 695
C99 51595 Bonnie Brae 47 510 18 659
C100 51535 Westwood Apts. 24 919
C101 50374 1065 Jerome Ave 8 494 15 503 35 540
C102 51379 Bethany Biltmore Apartments 4 499 24 571 4 575
C103 51596 Casa Manana Apartments 31 598
C104 51473 Bayshore Apartments 15 491 45 519
C105 50599 610 West 143rd St. 7 391 24 526 14 589 3 576
C106 51539 Central Manor Apartments 7 353 34 450
C107 50600 213-217 West 238th St 16 439 39 497 4 605
C108 50789 511 West 147th St. 1 808 32 555 27 586
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TOTAL MULTIFAMILY LOANS
</TABLE>
