1ST BERGEN BANCORP
8-K, 1997-04-09
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    --------
                                    FORM 8-K
                                    --------


                                 CURRENT REPORT


                       Pursuant to Section 13 or 15(d) of
                      the Securities Exchange Act of 1934

                (Date of Report (Date of earliest event reported)

                                 April 2, 1997
                                 -------------


                               1ST BERGEN BANCORP
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)


        NEW JERSEY                    0-27686                  22-3409845
- ----------------------------         -----------          -------------------
(State or other jurisdiction         (Commission            (IRS Employer
       of incorporation)             File Number)         Identification No.)


250 VALLEY BOULEVARD, WOOD-RIDGE, NEW JERSEY                   07075
- --------------------------------------------                ----------
(Address of principal executive offices)                    (Zip Code)


        Registrant's telephone number, including area code (201) 939-3400
                                                           ---------------

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                                  Page 1 of 5

<PAGE>


Item 5. Other

     The Registrant issued a press release on April 2, 1997 announcing that in
connection with its previously approved Management Recognition and Retention
Plans, it would repurchase up to 4% of its outstanding common stock in open
market or privately negotiated transactions.

Item 7. Exhibits.

     The following exhibit is filed with this Current Report on Form 8-K.


     Exhibit No.                              Description
     -----------                              -----------

        99                         Press Release dated April 2, 1997.




                                  Page 2 of 5

<PAGE>

                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, 1st
Bergen Bancorp has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                                   1ST BERGEN BANCORP
                                           ------------------------------------
                                                     (Registrant)


Dated:  April 8, 1997                 By:  /s/  Albert E. Gossweiler
                                           -------------------------------------
                                           Albert E. Gossweiler,
                                           Executive Vice President
                                           and Chief Financial Officer



                                  Page 3 of 5


<PAGE>


                                 EXHIBIT INDEX
                                 -------------

                           CURRENT REPORT ON FORM 8-K
                           --------------------------


Exhibit No.                  Description                             Page No.
- ----------                   -----------                             --------

   99                Press Release dated April 2, 1997.                 5




                                  page 4 of 5






                                 PRESS RELEASE

                          CONTACT: WILLIAM M. BRICKMAN
                                   PRESIDENT

                           TELEPHONE: (201) 939-3400
                              DATE: APRIL 2, 1997

                             FOR IMMEDIATE RELEASE


     Wood-Ridge, New Jersey--1st Bergen Bancorp (NASDAQ:FBER), the holding
company for South Bergen Savings Bank, announced today that in connection with
its previously approved Management Recognition and Retention Plans, it would
repurchase up to 4% of its outstanding common stock in open market or privately
negotiated transactions. These purchases will be used to fund grants under the
plans.

     Headquartered in Wood-Ridge, New Jersey, South Bergen Savings Bank is a
federally chartered stock savings bank that conducts business from its
headquarters located in Wood-Ridge, New Jersey, and from its branch offices
located in East Rutherford, Montville and Wanaque, New Jersey. At December 31,
1996, the Company had total assets of $247.1 million, total deposits of $204.2
million and total loans of $123.8 million.


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