1ST BERGEN BANCORP
8-K, 1998-08-31
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                              --------------------

                                    FORM 8-K

                                 CURRENT REPORT

                              --------------------

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) August 19, 1998
                                                 ---------------

                                                
                               1st BERGEN BANCORP
              -----------------------------------------------------
             (Exact name of registrant as specified in its charter)


        NEW JERSEY                    0-27686            22-3409845
- -----------------------------       -----------        ---------------
(State or Other Jurisdiction        (Commission        (IRS Employer
      of Incorporation)             File Number)      Identification No.)


  250 VALLEY BOULEVARD, WOOD-RIDGE, NEW JERSEY              07075
  --------------------------------------------            ---------
    (Address of Principal Executive Offices)              (Zip Code)


       Registrant's telephone number, including area code (201) 939-3400
                                                          --------------

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                                   Page 1 of 5

<PAGE>


Item 5. Other.

     The Registrant issued a press release on August 19, 1998, announcing that
its Board of Directors declared a quarterly dividend on its common stock of
seven cents ($0.07) per common share. The dividend will be payable on September
30, 1998, to shareholders of record at the close of business on September 15,
1998.

     Item 7. Exhibits.

     The following exhibit is filed with this Current Report on Form 8-K.

Exhibit No.                       Description
- ----------                        -----------
    99                            Press Release dated August 19, 1998.

                                   Page 2 of 5

<PAGE>


                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, 1st
Bergen Bancorp has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                              1ST BERGEN BANCORP
                                                 (Registrant)

Dated:  August 25, 1998                  By:  /s/ ALBERT E. GOSSWEILER
                                              -----------------------------
                                              Albert E. Gossweiler
                                              Executive Vice President and
                                              Chief Financial Officer

                                   Page 3 of 5


<PAGE>


                                  EXHIBIT INDEX

                           CURRENT REPORT ON FORM 8-K

Exhibit No.                Description                                  Page No.
- -----------                -----------                                  --------
   99                      Press Release dated August 19, 1998             5


                                   Page 4 of 5




                                   EXHIBIT 99

                                  PRESS RELEASE

                      1ST BERGEN BANCORP DECLARES DIVIDEND

     WOOD-RIDGE, NEW JERSEY (AUGUST 19, 1998) . . . 1st Bergen Bancorp
(NASDAQ:FBER), the holding company for South Bergen Savings Bank, today
announced that its Board of Directors declared a quarterly dividend on its
common stock of seven cents ($0.07) per common share. The dividend will be
payable on September 30, 1998, to shareholders of record at the close of
business on September 15, 1998.

     William M. Brickman, President and Chief Executive Officer, said, "The
September 30th dividend payment represents the ninth consecutive quarter in
which the Company has paid a cash dividend on its common stock and is reflective
to Management's ongoing commitment to provide shareholder value."

     Headquartered in Wood-Ridge, New Jersey, South Bergen Savings Bank is a
federally chartered stock savings bank that conducts business from its
headquarters and from its branch offices located in East Rutherford, Wanaque and
Montville, New Jersey. South Bergen Savings Bank's deposits are insured by the
Savings Association Insurance Fund (SAIF) of the Federal Deposit Insurance
Corporation (FDIC).

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