1ST BERGEN BANCORP
15-12G, 1999-04-01
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                     FORM 15

   Certification and Notice of Termination of Registration under Section 12(g)
      of the Securities Exchange Act of 1934 or Suspension of Duty to File
   Reports Under Sections 13 and 15(d) of the Securities Exchange Act of 1934.

                         Commission File Number: 0-27686

                               1st Bergen Bancorp
             ------------------------------------------------------
             (Exact Name of registrant as specified in its charter)

                              250 Valley Boulevard
                          Wood-Ridge, New Jersey 07075
                                 (201) 939-3400
   --------------------------------------------------------------------------
  (Address, including zip code, and telephone number, including area code, of
                   registrant's principal executive offices)

                      Common Stock, no par value per share
            -------------------------------------------------------
            (Title of each class of securities covered by this Form)

                                      None
   --------------------------------------------------------------------------
  (Titles of all other classes of securities for which a duty to file reports
                     under section 13(a) or 15(d) remains)

     Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

        Rule 12g-4(a)(1)(i)  [X]           Rule 12h-3(b)(1)(ii)  [ ]
        Rule 12g-4(a)(1)(ii) [ ]           Rule 12h-3(b)(2)(i)   [ ]
        Rule 12g-4(a)(2)(i)  [ ]           Rule 12h-3(b)(2)(ii)  [ ]
        Rule 12g-4(a)(2)(ii) [ ]
        Rule 12h-3(b)(1)(i)  [ ]           Rule 15d-6            [ ]

 Approximate number of holders of record as of the certification or notice date:
  None.

     Pursuant to the requirements of the Securities Exchange Act of 1934, 1st
Bergen Bancorp has caused this certificate/notice to be signed on its behalf by
the undersigned duly authorized person.

DATE: March 31, 1999

                                          BY:   /s/  WILLIAM M. BRICKMAN      
                                              ---------------------------------
                                                    William M. Brickman,
                                               President and Chief Executive
                                                        Officer



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