EXHIBIT 23
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ANDERSON ASSOCIATES, LLP
CERTIFIED PUBLIC ACCOUNTANTS
7621 FITCH LANE
BALTIMORE, MARYLAND 21236
410-882-8050
CONSENT OF INDEPENDENT AUDITORS
As independent auditors, we hereby consent to the incorporation of our
report, dated November 14, 2000, incorporated by reference in this annual report
of WHG Bancshares Corporation on Form 10-KSB, into the Corporation's previously
filed Form S-8 Registration Statement File No. 333-34659.
/s/Anderson Associates LLP
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Anderson Associates LLP
Baltimore, Maryland
December 18, 2000
