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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 124
<INT-BEARING-DEPOSITS> 1,415
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 29,485
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 30,316
<ALLOWANCE> 274
<TOTAL-ASSETS> 63,586
<DEPOSITS> 33,652
<SHORT-TERM> 7,150
<LIABILITIES-OTHER> 317
<LONG-TERM> 9,250
0
0
<COMMON> 106
<OTHER-SE> 12,948
<TOTAL-LIABILITIES-AND-EQUITY> 63,586
<INTEREST-LOAN> 1,753
<INTEREST-INVEST> 1,426
<INTEREST-OTHER> 80
<INTEREST-TOTAL> 3,259
<INTEREST-DEPOSIT> 1,200
<INTEREST-EXPENSE> 1,868
<INTEREST-INCOME-NET> 1,391
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 786
<INCOME-PRETAX> 669
<INCOME-PRE-EXTRAORDINARY> 669
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 478
<EPS-BASIC> 0.59
<EPS-DILUTED> 0.59
<YIELD-ACTUAL> 3.01
<LOANS-NON> 12
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 249
<CHARGE-OFFS> 12
<RECOVERIES> 37
<ALLOWANCE-CLOSE> 274
<ALLOWANCE-DOMESTIC> 274
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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