<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-KSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 78
<INT-BEARING-DEPOSITS> 2,718
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 28,869
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 30,980
<ALLOWANCE> 270
<TOTAL-ASSETS> 64,826
<DEPOSITS> 32,081
<SHORT-TERM> 10,900
<LIABILITIES-OTHER> 0
<LONG-TERM> 8,400
0
0
<COMMON> 106
<OTHER-SE> 12,973
<TOTAL-LIABILITIES-AND-EQUITY> 64,826
<INTEREST-LOAN> 2,359
<INTEREST-INVEST> 1,885
<INTEREST-OTHER> 106
<INTEREST-TOTAL> 4,350
<INTEREST-DEPOSIT> 1,584
<INTEREST-EXPENSE> 2,532
<INTEREST-INCOME-NET> 1,818
<LOAN-LOSSES> 0
<SECURITIES-GAINS> (13)
<EXPENSE-OTHER> 1,108
<INCOME-PRETAX> 786
<INCOME-PRE-EXTRAORDINARY> 786
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 559
<EPS-BASIC> 0.70
<EPS-DILUTED> 0.70
<YIELD-ACTUAL> 2.94
<LOANS-NON> 62
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 249
<CHARGE-OFFS> 21
<RECOVERIES> 42
<ALLOWANCE-CLOSE> 270
<ALLOWANCE-DOMESTIC> 270
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>