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July 10, 1998 Supplement to
Prospectus Dated May 1, 1998
Gold Track Select
The following information supplements the Prospectus dated May 1, 1998 for The
Travelers Separate Account QP for Variable Annuities.
The Contract Prospectus is amended as follows of participants of the Texas
Optional Retirement Program (ORP).
Withdrawals and Redemptions
As provided in the Texas Optional Retirement Program, a participant may not
receive a loan, a surrender or payment of any annuity or any benefit under the
Contract, and may not transfer or exchange the cash surrender value of the
contract until one of the following events:
- Death
- Disability (as defined by Internal Revenue Code 72(m)(7) )
- Attainment of age 70 1/2
- Retirement
- Termination of employment in all public institutions of higher
education in Texas
If the participant does not begin a second year of participation in the Texas
ORP, the Company will pay the participant's cash surrender value, as directed
by the Contract Owner.
The Company will require a written statement from the applicable institution
certifying their agreement to any withdrawals.
Right to Return
The right to return provision does not apply for participants in the Texas ORP.
L-12549-C-ORP 7/98
