WESTWOOD FINANCIAL CORP
15-12G, 1998-03-02
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                                Washington, D.C.

                                     FORM 15


CERTIFICATION  AND NOTICE OF TERMINATION OF REGISTRATION  UNDER SECTION 12(g) OF
THE SECURITIES  EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                         Commission File Number 0-28200

                         Westwood Financial Corporation
             (Exact name of registrant as specified in its charter)


           700-88 Broadway, Westwood, New Jersey 07675; (201) 666-5002
(Address,  including zip code,  and telephone  number,  including  area code, of
registrant's principal executive offices)


                        Common Stock, par value $0.10 per
                    share (Title of each class of securities
                              covered by this Form)

                                 Not Applicable
       (Titles of all other classes of securities for which a duty to file
                 reports under section 13(a) or 15(d) remains)

         Please place an X in the box(es) to  designate,  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

          Rule 12g-4(a)(1)(i)       |X|        Rule 12h-3(b)(1)(i)       |_|
          Rule 12g-4(a)(1)(ii)      |_|        Rule 12h-3(b)(1)(ii)      |_|
          Rule 12g-4(a)(2)(i)       |_|        Rule 12h-3(b)(2)(i)       |_|
          Rule 12g-4(a)(2)(ii)      |_|        Rule 12h-3(b)(2)(ii)      |_|
                                               Rule 15d-6                |_|

         Approximate number of holders of record  as  of  the  certification  or
notice date:     None
                 ----

         Effective 2/28/98, Westwood Financial Corporation merged with and  into
Lakeview Financial Corp. (0-25106)


         Pursuant to the  requirements  of the  Securities  Exchange Act of 1934
Westwood Financial Corporation has caused this certification/notice to be signed
on its behalf by the undersigned duly authorized person.

Date: March 2, 1998                By: /s/William J. Woods
      -------------                    -----------------------------------------
                                       William J. Woods, Chief Financial Officer




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