<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 2000
THIRD QUARTER 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 8,142
<INT-BEARING-DEPOSITS> 18,994
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 989
<INVESTMENTS-HELD-FOR-SALE> 416,979
<INVESTMENTS-CARRYING> 2,870
<INVESTMENTS-MARKET> 2,916
<LOANS> 380,147
<ALLOWANCE> 2,193
<TOTAL-ASSETS> 870,827
<DEPOSITS> 508,751
<SHORT-TERM> 136,597
<LIABILITIES-OTHER> 8,433
<LONG-TERM> 131,000
0
0
<COMMON> 89
<OTHER-SE> 85,957
<TOTAL-LIABILITIES-AND-EQUITY> 870,827
<INTEREST-LOAN> 20,901
<INTEREST-INVEST> 23,416
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 44,317
<INTEREST-DEPOSIT> 14,911
<INTEREST-EXPENSE> 26,966
<INTEREST-INCOME-NET> 17,351
<LOAN-LOSSES> 540
<SECURITIES-GAINS> 94
<EXPENSE-OTHER> 12,634
<INCOME-PRETAX> 7,062
<INCOME-PRE-EXTRAORDINARY> 7,062
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 5,327
<EPS-BASIC> .99
<EPS-DILUTED> .99
<YIELD-ACTUAL> 7.30
<LOANS-NON> 1,051
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,731
<CHARGE-OFFS> 86
<RECOVERIES> 8
<ALLOWANCE-CLOSE> 2,193
<ALLOWANCE-DOMESTIC> 2,193
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>