DIME COMMUNITY BANCSHARES INC
S-8, EX-23.1, 2000-06-26
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                  EXHIBIT 23.1
                                  ------------

                        Consent of Deloitte & Touche LLP

<PAGE>
INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in this Registration Statement of
Dime Community Bancshares, Inc. on Form S-8 of our reports dated August 12, 1999
and June 23, 1999 incorporated by reference in the Annual Report on Form 10-K of
Dime Community Bancshares, Inc. for the year ended June 30, 1999 and appearing
in the Annual Report on Form 11-K of The Dime Savings Bank of Williamsburgh
401(k) Plan for the year ended December 31, 1998, respectively.

/s/ Deloitte & Touche LLP

June 23, 2000
New York, New York




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