<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
IN THOUSANDS EXCEPT PER SHARE AMOUNTS AND YIELDS
</LEGEND>
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2001
<PERIOD-END> SEP-30-2000
<CASH> 17,839
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 18,340
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 538,484
<INVESTMENTS-CARRYING> 29,292
<INVESTMENTS-MARKET> 29,247
<LOANS> 1,766,410
<ALLOWANCE> 14,839
<TOTAL-ASSETS> 2,542,600
<DEPOSITS> 1,242,781
<SHORT-TERM> 634,880
<LIABILITIES-OTHER> 77,324
<LONG-TERM> 376,036
0
0
<COMMON> 145
<OTHER-SE> 211,434
<TOTAL-LIABILITIES-AND-EQUITY> 2,542,600
<INTEREST-LOAN> 33,499
<INTEREST-INVEST> 9,563
<INTEREST-OTHER> 980
<INTEREST-TOTAL> 44,042
<INTEREST-DEPOSIT> 12,015
<INTEREST-EXPENSE> 28,195
<INTEREST-INCOME-NET> 15,847
<LOAN-LOSSES> 60
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 8,367
<INCOME-PRETAX> 9,222
<INCOME-PRE-EXTRAORDINARY> 5,573
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 5,573
<EPS-BASIC> 0.52
<EPS-DILUTED> 0.50
<YIELD-ACTUAL> 7.44
<LOANS-NON> 4,418
<LOANS-PAST> 0
<LOANS-TROUBLED> 700
<LOANS-PROBLEM> 3,933
<ALLOWANCE-OPEN> 14,785
<CHARGE-OFFS> 8
<RECOVERIES> 2
<ALLOWANCE-CLOSE> 14,839
<ALLOWANCE-DOMESTIC> 14,839
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>