MOSAIC FOCUS FUND TRUST
497, 1998-11-12
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Supplement dated November 12, 1998 to:
Mosaic Equity Trust and Mosaic Income Trust Prospectuses dated May 1, 1998
Mosaic Government Money Market and Mosaic Tax-Free Trust Prospectuses dated 
February 1, 1998
Mosaic Focus Fund Prospectus dated July 9, 1998

Each Mosaic fund is distributed by Mosaic Funds Distributor, LLC, a wholly 
owned subsidiary of Madison Investment Advisors, Inc.  Mosaic Funds 
Distributor, LLC receives no compensation for providing this service.



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