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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 10-K/A
AMENDMENT NO. 1
ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 1996
Commission file number 33-95450
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Boatmen's Auto Trust 1995-A
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(Exact name of registrant as specified in its charter)
United States of America 43-6617959
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(State or other jurisdiction (IRS Employer
of incorporation or organization) Identification No.)
Transamerica Square, 401 N. Tryon Street, Charlotte, North Carolina 28255
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (704) 386-5000
Securities registered pursuant to Section 12(b) of the Act: None.
Securities registered pursuant to Section 12(g) of the Act: None.
Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days. Yes [X] No [ ]
Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [X]
State the aggregate market value of the voting stock held by non-affiliates of
the registrant. None.
Indicate the number of shares outstanding of the registrant's classes of common
stock, as of the latest practicable date. None.
Documents Incorporated by Reference. None.
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SIGNATURE
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, as amended, the registrant has duly caused this amendment
to be signed on its behalf by the undersigned, thereunto duly authorized.
Boatmen's Auto Trust 1995-A
By: /s/ Richard E. Grimmer
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Richard E. Grimmer
Senior Vice President & Controller
The Boatmen's National Bank of St. Louis
(Duly Authorized Officer)
Date: March 28, 1997
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INDEX TO EXHIBITS
Exhibit No. Description of Exhibit
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99.1 Annual Independent Certified Public Accountants' Report
99.2 Annual Statement as to Compliance *
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* Previously filed on March 26, 1997 with the registrant's Annual Report on
Form 10-K for the fiscal year ended December 31, 1996.
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Exhibit 99.1
Independent Accountants' Report
Board of Directors
The Boatmen's National Bank of St. Louis
We have examined management's assertion that The Boatmen's National Bank of St.
Louis (the Bank) maintained effective internal control over the functions
performed as servicer of the Boatmen's Auto Trust 1995-A and 1996-A (the Trust)
as of December 31, 1996.
Our examination was made in accordance with standards established by the
American Institute of Certified Public Accountants and, accordingly, included
obtaining an understanding of internal control over the functions performed by
the Bank as servicer of the Trust, testing and evaluating the design and
operating effectiveness of the internal control, and such other procedures as we
consider necessary in the circumstances. We believe that our examination
provides a reasonable basis for our opinion.
Because of inherent limitations in any internal control, errors or
irregularities may occur and not be detected. Also, projections of any
evaluation of the internal control over the functions performed by the Bank as
servicer of the Trust to future periods are subject to the risk that the
internal control may become inadequate because of changes in conditions or that
the degree of compliance with the policies or procedures may deteriorate.
In our opinion, management's assertion that The Boatmen's National Bank of St.
Louis maintained effective internal control over the functions performed as
servicer of the Trust as of December 31, 1996 is fairly stated, in all material
respects, based upon the criteria established in "Internal Control - Integrated
Framework" published by the Committee of Sponsoring Organizations of the
Treadway Commission.
/s/ Ernst & Young LLP
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St. Louis, Missouri
February 17, 1997
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Exhibit 99.1
Report of Management
Management is responsible for establishing and maintaining effective internal
control over the functions performed as servicer of the Boatmen's Auto Trust
1995-A and 1996-A (the Trust). The system contains monitoring mechanisms, and
actions are taken to correct deficiencies identified.
There are inherent limitations in the effectiveness of any internal control
including the possibility of human error and the circumvention or overriding of
controls. Accordingly, even effective internal control can provide only
reasonable assurance with respect to the functions performed as servicer of the
Trust. Further, because of changes in conditions, the effectiveness of internal
control may vary over time.
Management assessed The Boatmen's National Bank of St. Louis (the Bank's)
internal control over the functions performed as servicer of the Trust as of
December 31, 1996. This assessment was based on criteria for effective internal
control described in "Internal Control - Integrated Framework" published by the
Committee of Sponsoring Organizations of the Treadway Commission. Based on this
assessment, management believes that the Bank maintained effective internal
control over the functions performed as servicer of the Trust as of December 31,
1996.
/s/ James D. Rudolphi /s/ Sarina A. Strack
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James D. Rudolphi Sarina A. Strack
Vice President and Manager Vice President and Controller
Accounting Services Retail Loan Service Center
