<PAGE>
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d)
of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported) December 11, 1998
-----------------------------
JACKSONVILLE BANCORP, INC.
--------------------------
TEXAS 0-28070 75-2632781
- -----------------------------------------------------------------------------
(State of Incorporation) (Commission File) (IRS No.)
COMMERCE AND NECHES STREET JACKSONVILLE, TEXAS 75766
- -----------------------------------------------------------------------------
(Address of Principal Executive Offices) (Zip Code)
(903) 586-9861
- -----------------------------------------------------------------------------
(Registrant's Telephone Number, Including Area Code)
NOT APPLICABLE
- -----------------------------------------------------------------------------
(Former Name or Former Address, if changed since last report)
<PAGE>
Item 5. Other Events
Item 7. Financial Statements, Pro Forma Financial Information and
Exhibits
(a) Not applicable
(b) Not applicable
(c) Exhibits:
(99) Press Release, dated December 11, 1998
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Jacksonville Bancorp, Inc.
Date: 12/11/98 By: /s/Jerry Chancellor
--------------------- ------------------------
Jerry Chancellor
President
<PAGE>
Exhibit 99
Press Release
Dated
December 11, 1998
<PAGE>
PRESS RELEASE
Today's date: December 11, 1998 Contact: Bill W. Taylor
Release date: Immediately Exec. Vice President, C.F.O.
903-586-9861
JACKSONVILLE BANCORP, INC. ANNOUNCES DECLARATION OF CASH
DIVIDEND
(NASDAQ SYMBOL - JXVL)
Jacksonville Bancorp, Inc. announced that its Board of Directors, at
their meeting on December 8, 1998, declared a cash dividend of $0.125 per
share of common stock of Jacksonville Bancorp, Inc. payable on January 13,
1999, to stockholders of record at close of business on December 31,1998.
Jacksonville Bancorp, Inc. is the owner of Jacksonville Savings Bank, SSB
(formerly known as Jacksonville Savings and Loan Association), that conducts
business through six branches throughout East Texas, in addition to its home
office operations in Jacksonville, Texas.
As of September 30, 1998, Jacksonville Bancorp, Inc. had a consolidated
financial statement reflecting assets of $263.2 million, liabilities and
deferred income of $227.6 million and stockholder's equity of $35.6 million.
<PAGE>